Utkarsh Small Finance Bank posts Rs 34 crore Q1 loss; asset quality stress persistsUtkarsh Small Finance Bank reported a net loss of Rs 34 crore for the June quarter, marking its fifth consecutive quarterly loss, as elevat...
02 Aug, 2026, 01.49 PM IST
If CrAIze slows, India can play catch-upWall Street banks are now creating AI bonds as a solution to manage credit risk, reflecting investor worries over extensive borrowing for A...
31 Jul, 2026, 12.07 AM IST
S&P flags risks to Indian microfinance lenders' $35 billion bookIndia's $35 billion microfinance sector faces fresh risks as weak monsoon forecasts and persistent inflation threaten rural incomes, increa...
08 Jul, 2026, 09.04 AM IST
Microfinance NPAs may edge up in FY27 as write-off practices normalise: CareEdgeForecasts for FY27 suggest a modest rise in bad loans for microfinance institutions, a development stemming from the adjustments following ...
04 Jun, 2026, 09.22 PM IST
Regional curbs dampen microfin revival in South India as biz looks upTamil Nadu saw a 2.3% quarter-on-quarter squeeze in the state's microfinance outstanding portfolio to Rs 38,900 cr at the end of March, whi...
03 Jun, 2026, 06.44 AM IST
IDFC First Bank receives Rs 514.82 crore insurance payout on microfinance defaults, expects full provision write-backIDFC First Bank has successfully secured a substantial allocation of over Rs 500 crore from the Credit Guarantee Fund for Micro Units. This...
27 May, 2026, 06.44 PM IST
Over-leveraged borrowers put Rs 15,800 crore microfinance portfolio at riskMicrofinance has become a double-edged sword, with substantial debt levels amassing to about ₹15,800 crore among borrowers juggling multipl...
12 May, 2026, 12.50 AM IST
Government plans credit guarantee scheme to ease MFI stressThe scheme would encourage banks to lend to microfinance institutions (MFIs), especially the smaller ones, which are facing liquidity crunc...
17 Dec, 2025, 12.31 AM IST
Overleveraged borrowers in microfinance down by halfThe microfinance arena is experiencing a noteworthy transformation, as the strain of overleveraged borrowers lessens significantly. Current...
24 Nov, 2025, 09.04 AM IST
Overleveraged borrowers in microfinance down by a halfThe microfinance sector is prioritizing asset quality stabilization and cautious credit expansion, implementing guardrails like limiting le...
24 Nov, 2025, 06.00 AM IST
Asset quality stress in MFI sector expected to persist in H1 FY26: ReportAsset quality stress in the NBFC-MFI sector surged in FY2025 due to borrower overleveraging, sociopolitical disruptions, and operational ch...
15 Jul, 2025, 09.57 PM IST
Three-lender cap rule for microfinance from April 1, further stress likely in short termFrom April 1, microfinance lenders are set to cap borrowers' access to a maximum of three lenders, aiming to prevent overleveraging. This r...
31 Mar, 2025, 12.44 AM IST
Tightening microfinance loan norms to defuse risk for overleveraged borrowers: S&P Global RatingsStricter regulations and underwriting standards in the Indian microfinance sector are expected to slow down growth for lenders while reduci...
30 Mar, 2025, 12.24 PM IST
Overleveraged borrowers bring in big default risks, RBI warnsThe Reserve Bank of India warns of potential risks as nearly half of credit card and personal loan borrowers also have mortgages or vehicle...
31 Dec, 2024, 12.22 AM IST
Microfinance sector faces profitability squeeze in FY25 amid rising credit costs & tighter lending practices: ICRAMicrofinance companies are expected to face profitability challenges in FY25, driven by rising credit costs and a potential compression in ...
05 Dec, 2024, 02.56 PM IST
- RBI plans new rule for fund raising by holding companies
Indian corporates that have borrowed aggressively through investment arms and holding firms to fuel growth will soon run into a speed break...
14 Dec, 2009, 04.45 AM IST
- Banks stay alert against personal loan defaults
Even as the world markets face the fallout of indiscriminate lending in the US subprime market, banks in India are keeping a close watch on...
17 Aug, 2007, 07.21 AM IST