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Nischal Maheshwari bets on PSU banks, flags microfinance reset as structural positiveMarket expert Nischal Maheshwari advocates a selective, valuation-conscious strategy across sectors like microfinance, banks, metals, autos...
Rural India contributes 80% of microfinance book, highest since 2011 as NBFCs shift focusRural areas now account for approximately 80% of non-bank lenders' microfinance business, the highest share since 2011. This shift, driven ...
Microfinance portfolio contracts further to Rs 3.59 lakh crIndia's microfinance market experienced a contraction, with the gross loan portfolio declining to Rs 3.59 lakh crore in June 2025. Lenders ...
Ujjivan, Arohan, Asirvad lower lending rate from JanuaryMicrofinance lenders like Ujjivan Small Finance Bank, Arohan Financial Services, and Asirvad Micro Finance have reduced their lending rates...
Arohan self-imposes a margin cap of 12%, to restrict annual business growth at 25%Microfinance lender Arohan Financial Services has imposed a 12% margin cap over its cost of funds and limited annual growth to 25%. This mo...
Difficult to lower interest rates below 20% without access to cheaper funds: MFI headsMicrofinance institution heads state that lowering interest rates is difficult without cheaper funding sources, emphasizing the need for a ...
Rural stress hit microfin show, it could improve in FY26: ExpertsRural households have increasingly prioritised essential expenses and secured loan repayments over microfinance obligations in recent month...
Heatwave, elections caused a sequential squeeze in India's microfinance sectorFunding constraints and over-heating of credit in some geographies have also dented the growth momentum, microfinance industry association ...
At the right time, money can be made in pharma; hold on to HDFC Bank: Mayuresh Joshi"NIM contraction might be very marginal in HDFC Bank. Advances growth should be extremely strong. Again, purely in terms of their advances ...
NPAs to reduce in Q4, industry loss to be restricted to 5-6% of total microfinance loans, says Bandhan Bank MD Chandra Shekhar GhoshIn an exclusive interview with ET’s Atmadip Ray, Ghosh said that with improving loan recovery, the bank’s profitability would increase beca...
China stocks notch strong start to year on growth outlookThe blue-chip CSI300 index rose 1.1% to 5,267.72, while the Shanghai Composite Index added 0.9%to 3,502.96.
China central bank says to cap property loans by banksWith China's economy nearly fully recovered to pre-coronavirus levels, policymakers have been turning their attention back to financial ris...
Gurumurthy pitches for one-time restructuring of loans to boost economyIn a webinar on 'Rebuilding Indian Economy: Challenges and Opportunities' organised by Bharat Prakashan Delhi, RBI director S Gurumurthy sa...
LTRO: Will growth float in the liquidity flood?Transmission of LTRO via the credit channel will face challenges, in our view.
MFIs stare at repayment crisis in rural AssamMired in debt Assam micro borrowers’ indebtedness is more than double the national average.
Stress in rural households and loan defaults create woes for microfinance sector in AssamVarious organisations in the upper part of the northeastern state have joined the chorus seeking an inquiry into the operation of microfina...
MFIN plans more checks and balances to ward off any possible dangerAccording to initial estimates by MFIN, the sector has seen about 60% growth this fiscal, almost similar to what it had witnessed the fisca...
US must break the concentrated financial power of big banksThe US must break the concentrated financial power of big banks and financial institutions.
- MFI purpose defeated by profit motive: Andhra to RBI
The Andhra Pradesh govt asked RBI to ban microfinance institutions from raising funds from the capital market, saying their drive to make p...
- Issues for the Malegam Committee
The committee must assert that for-profit MFIs have served a useful social purpose the world over, and need a place in the Indian financial...