ED case files in poll-bound West BengalThe Enforcement Directorate is actively investigating several money laundering cases across West Bengal. These probes target alleged corrup...
23 Apr, 2026, 12.59 AM IST
How you can save Rs 15 lakh on a Rs 60 lakh home loan taken in overdraft formA home loan overdraft account lets you park surplus cash to slash interest payments while retaining access to your money, unlike traditiona...
20 Nov, 2025, 12.20 PM IST
Punjab National Bank revises interest rates; check latest PNB home loan, car loan, and personal loan interest rates and offersPunjab National Bank has revised its lending rates, effective February 10, 2025, following a reduction in the RBI repo rate. The new rates ...
20 Feb, 2025, 02.08 PM IST
US warns banks for charging overdraft fees sans consentFinancial firms that levy overdraft fees for ATM and one-time debit card transactions without proof of consent could be in violation of the...
18 Sep, 2024, 06.00 AM IST
Is flexi loan or dropline overdraft better than a personal loan and conventional overdraft?Credit line in the form of an overdraft is preferred by many people as it gives them flexibility to repay as per their convenience and keep...
22 Feb, 2024, 02.10 PM IST
Home loan overdraft facility: Eligibility, how to avail, documentation, interest rateThe concept of home loan with overdraft facility is gaining popularity as a financial tool.
20 Nov, 2023, 06.30 AM IST
PNB discontinues this FD scheme: Check detailsCustomers of Punjab National Bank, particularly those with accounts in fixed deposit scheme PNB Varshik Aay Yojna, have been informed of th...
21 Dec, 2022, 02.09 PM IST
How SBI customers can avail loan against FDYou can use your FD as collateral to secure the loan amount with a loan against fixed deposit. For this type of loan, the existing fixed de...
27 Aug, 2022, 12.01 PM IST
Should you opt for home loan overdraft facility?The borrower should do a cost-benefit analysis to find out whether the benefit of interest-saving through the home loan overdraft account i...
18 Jun, 2019, 02.05 PM IST
How to take a loan against mutual fund investmentsInvestors can avail credit against mutual fund investment. Here's everything one needs to know about taking a loan against mutual fund unit...
25 Feb, 2019, 06.30 AM IST
Home loan overdraft accounts squeeze banksThe advantage is that no interest is charged on the home loan to the extent of the extra money kept in the account.
02 Jul, 2018, 02.11 PM IST
Interest rates on home loans slashed by big lendersThe private lenders now offer interest rates on home loans at 9.2% for loans up to Rs 75 lakh, down from 9.35% earlier.
07 Nov, 2016, 01.10 PM IST
HDFC, ICICI Bank cut home loan rate by 0.15%Home loans up to Rs 75 lakh for women borrowers will now attract an interest of 9.15 per cent and for others it will be 9.20 per cent, HDFC...
03 Nov, 2016, 11.38 PM IST
HDFC, ICICI Bank cut home loan rate by 0.15 per centICICI Bank lowered rates by 0.15%, following which home loans up to Rs 75 lakh for women borrowers will attract an interest of 9.15%.
03 Nov, 2016, 11.19 PM IST
SBI identifies 7 lakh accounts for providing overdraft facilitySeven lakh loans (taking overdraft) will be provided for personal purposes also, not necessarily for entrepreneurship, she said at the 13th...
03 Aug, 2016, 04.11 PM IST
Five smart things to know about bank overdraft facilityOverdraft is a short term loan to meet a sudden requirement for cash. The bank places a limit for the depositor to overdraw the savings acc...
16 Dec, 2013, 09.01 AM IST
- Smart things to know: Loans against fixed deposits
Investors can raise funds against FDs without having to break these by taking an overdraft. So the FD continues to earn interest for the in...
04 Jul, 2011, 04.19 AM IST