Household debt has climbed to 45.5% of India's GDP, driven by a surge in non-housing retail loans, now making up over half of total borrowi...

Indian banks witnessed a significant surge in credit to industries, with a robust 17.5% annual growth in May. This expansion was driven by ...

Fintech lenders now dominate India's small personal loan market, holding over half of loans under Rs 50,000 by March 2026. This rapid expan...

Indian banks are projected to see a slight increase in bad loans to 1.9% by March 2028, yet the system remains robust with strong capital a...

India's central bank warns of rising bad loans and shrinking capital for non-banking lenders. Stressed assets could hit 2.8% by March 2027,...

Kumar (66), a seasoned public policy leader and financial sector reformer, is widely credited with playing a key role in revitalising India...

Bank credit growth stayed steady at 17.7% for the fortnight ended June 15, unchanged from the previous period, while deposit growth eased s...

The rules will allow resident Indian non-retail users to deploy instruments such as credit default swaps and total return swaps without ⁠an...

India’s credit card market crossed 120 million active cards in May, driven by strong new additions even as spending growth slowed, accordin...

India's credit card sector has surpassed 12 crore cards, with new additions surging 33.7% year-on-year in May 2026. Despite robust cardhold...

Public sector banks are developing new loan products up to ₹1 lakh for street vendors, aiming to help them build credit histories and trans...

Relative outperformance and absolute performance – and the context in which they happen. These are three things market investors need to un...

Foreign currency deposits are poised for a boost as the RBI removes interest rate caps on certain non-resident accounts until September. Th...

A report by credit bureau Experian shows that gold loans have become a major driver of India’s retail credit growth, with their share in th...

The Reserve Bank of India has mandated uniform prudential treatment for all credit facilities, including those disbursed via UPI. This move...

The Reserve Bank of India has enhanced credit access for MSMEs by allowing financiers on TReDS platforms to secure guarantee cover for fina...

Indian banks are becoming more cautious about lending to MSMEs as early signs of stress emerge in the sector. According to a 360 ONE Capita...