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NCB CAR INSURANCE
I had a car accident with minor damages. Should I claim insurance or pay myself?I recently had a car accident resulting in minor damages. Should I pay out of pocket or claim insurance—and why?- How to claim no claim bonus on new car insuranceIf the car buyer has earned a no-claim bonus (NCB) on his previous car policy, this can be claimed on the insurance premium for the new car.
- How to transfer no claim bonus of motor insurance policy to a new vehicleWhen a policyholder purchases an insurance policy, he receives an NCB certificate, and it is now up to him whether or not he files any clai...
- 5 things to know about no claim bonus (NCB) in car insuranceNCB is linked to the policyholder and not to the vehicle. It can be switched from one car to another.
- Know why add-on covers are beneficial to car ownersAdd-on covers are designed to enhance overall motor insurance and give comprehensive coverage for damage or loss of car keys, tyres and rim...
- Can NCB discount be claimed when buying motor insurance policies issued under sandbox regulations?Under the regulatory sandbox guidelines, many insurers have come up with new motor insurance policies based on the concept of how much you ...
- How to use NCB of old car insurance to reduce new car policy premiumThe No Claim Bonus (NCB) is given to the policy owner and not to the insured vehicle. Therefore, the NCB cannot be passed on to another nam...
- No depreciation for cars up to 3 yrs, sum insured based on on-road price: IRDAI proposalThe Working Group made various recommendations, after which it has been decided to work on the product design and draw up the proposed poli...
- When not to file a car insurance claimIt should be remembered that the NCB discount is only given on the 'Own Damage' portion of the total premium and not on the 'Liability' por...
- How to choose long-term car insurance policyPost Supreme Court and Irdai orders, several long-term motor insurance policies have hit the market. Find out how to choose the best combin...
- How to use no claim bonus while buying insurance for new carThe existing car, which is eligible for NCB, must be sold either to the dealer or a third party for the NCB to be transferred to the new ca...
- Is it worthwhile to purchase add-on covers in car insurance?Protecting a car with insurance coverage is mandated by the Motor Vehicles Act, 1988. The law states that all vehicles on Indian roads shou...
- Insurance Queries: Can you make a medical claim with two insurance companies?If an insured person has coverage under two indemnity insurance policies, he has the right to choose under which policy he wants to make th...
- Insurance queries: Can you transfer insurance in your name after buying a pre-owned vehicle?You may get the benefits of the NCB even if you change your insurer on renewal. A proof of NCB earned on your previous policy copy needs to...
- ET in the Classroom: Insurance Queries by Vijay Kumar, Bajaj AllianzTo ensure minimal out-of-pocket expenses in case of damage one must opt for add on covers like spot assistance along with the standard moto...
- Pay a lower car insurance premium if you are marriedFactors like profession, gender and marital status, among many others, are now being used by insurers to determine the premium. ET shows ho...
- How you can reduce the premium on your car insuranceFind out the simple measures, such as installing safety devices in your vehicle and avoiding small claims, that can help you lower the prem...
- Diesel, CNG and LPG cars: Low on fuel cost, but high on insurance premiumThe insurance premium on a diesel, CNG and LPG car is usually up to 20% higher than that for a petrol vehicle.
- How to make your car premiums cheaperET brings you some ways to reduce the impact of higher third-party insurance costs on your car and reduce your burden.
- ET in the classroom: No-claim Bonus (NCB)No-claim bonus (NCB) is a discount in premium offered by insurance companies if a vehicle-owner has not made a single claim during the term...
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