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NARENDRA BHARINDWAL
Should you buy OPD cover in health insurance? Over 40% of healthcare costs are paid out-of-pocket in IndiaOPD cover in health insurance addresses out-of-pocket expenses for doctor visits, diagnostics, and medicines without hospitalization. While...- Corp insurance premiums fall up to 80% this seasonCorporate insurance premiums are falling sharply this renewal season. Property and commercial lines are witnessing steep declines. Intense ...
- HDFC Life, LIC, other insurance stocks in focus ahead of cabinet review of FDI limit hike proposalInsurance stocks may stay active as the Union Cabinet is expected to consider the Insurance Amendment Bill on Friday. The proposal reported...
- Have unclaimed insurance amount? Here’s how to check and claim your hidden wealthOver Rs 25,000 crore remains unclaimed in Indian insurance policies due to forgotten claims or unaware nominees. Tracking and claiming thes...
- Employer health insurance: Who pays employees’ claims when the insurer changes? 7 key things to knowGroup health insurance offers comfort to employees and families, but policy renewals, insurer switches and exits can complicate post-hospit...
- Does your health insurance policy cover cancer, stroke and other critical illnesses? Here’s what to check and what to doCritical illness insurance offers a vital financial safety net against the exorbitant costs of serious diseases like cancer, heart attack, ...
- Exemption of GST from life and health insurance premium to make products affordable: InsurersThe GST Council's landmark decision to exempt insurance premiums from GST is poised to revolutionize the insurance sector. Insurers hail th...
- Air India crash may trigger over ₹1,000 crore in insurance claims, likely to be India’s biggestA recent Air India Boeing 787 Dreamliner crash near Ahmedabad, resulting in over 240 fatalities, is projected to trigger insurance claims e...
- Insurance payout for passengers of Air India's crashed plane to be governed by Montreal Convention: ExpertsFollowing the Air India plane crash in Ahemdabad, insurance payouts to dependents will be determined by the Montreal Convention. Compensati...
- Your life insurance claim may be rejected if you take a new plan without declaring the ones you already have, says SCNot disclosing existing life insurance policies while purchasing a new policy can be grounds for claim rejection, according to a Supreme Co...
- Will you soon get 1 year to cancel your life insurance policy instead of the current 30 days? Sounds good, but there’s a catchFinance Minister Nirmala Sitharaman has suggested extending the free-look period for insurance policies from 30 days to a full year to prev...
- Ayushman Bharat PMJAY for senior citizens: Not just benefits but know its limitations to avoid any last-minute shockAyushman Bharat PM-JAY: The central government has expanded the Ayushman Bharat PMJAY scheme to cover all senior citizens aged 70 and above...
- Ayushman Bharat PM-JAY for 70+: 6 reasons why it can't be the primary health insurance plan for senior citizensThe Union government has expanded its Ayushman Bharat PM-JAY health insurance scheme to cover all senior citizens aged 70 and above, regard...
- Relief for policyholders: Will 18% GST on term life insurance premium be removed in the GST meeting on September 9, 2024?The upcoming GST Council meeting is expected to take a decision on removing the 18% GST levied on term life insurance premiums. This decisi...
- Economic Survey flags misselling, claims issue in insurance sectorWhile referring to financial products misselling, the survey said that misselling and misrepresentation need acknowledgment, with firms com...
- Insurance brokers may join govt efforts to expand Fasal Bima coverageThe government plans to involve insurance brokers in PMFBY to reach non-loanee farmers. This initiative aims to enhance enrollment and incr...
- Motor insurance rule change: No arbitrary claim rejection, quicker claim settlement, pay as you drive option must, says IRDAIMotor Insurance New Rules by IRDAI: The Insurance Regulatory and Development Authority of India (IRDAI) has updated the master circular cla...
- Insurers must offer a basic cover, strict claim deadlinesRegulator mandates 'pay as you drive' option in motor insurance. Customers to benefit from tailored products and roadside assistance servic...
- All insurers must offer basic cover, meet settlement deadlines: IRDAIIRDAI announced customer-centric measures, requiring general insurance companies to offer basic insurance products with clear coverage deta...
- Health insurance claim rule change: Cashless claims must be cleared in 3 hours; insurer to pay hospital charges for delay in discharge, says IRDAIHealth insurance: The Insurance Regulatory and Development Authority of India (IRDAI) has released a master circular to streamline health i...
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