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MONTHLY INCOME REQUIRED FOR HOME LOANS
Gurgaon cook earns more than a govt school teacher, yet isn't allowed to sit at his employer's table. Social media post sparks job vs respect debateA Gurugram cook earns more than government school teacher. This disparity highlights urban India's disconnect between income and social def...- Should I sell gold to buy a second home, or is it better to pledge it?ET Wealth Reader's Query: I am 45, and want to buy a holiday home, or what may be called a second home. I do not have any major financial c...
- Invest at 25, not 40? Entrepreneur Ankur Warikoo shares 5 money habits that may be keeping you poorMany professionals struggle to save money despite earning more income, claims entrepreneur Ankur Warikoo. Blind spending without a budget d...
- Bengaluru CA says buying a Rs 1 crore home without Rs 1.93 lakh monthly salary is a financial trapBengaluru CA Meenal Goel warned that buying a home without proper financial planning can turn into a burden. She explained the 20-30-40 rul...
- India vs US real estate: Transparency, legal protection, fraud risks, and what NRIs should consider before buying propertyIt is relatively easier to reliably buy or sell property in the United States, compared to the process in India, which can be fraught with ...
- As defaults on student loans surge, millions are trying to get their lives back on trackMillions of Americans face student loan defaults after pandemic relief ended. Borrowers like Ashley Dreahn and Barbara Howaniec struggle wi...
- ICICI Bank net profit jumps 16% YoY to Rs 14,805 croreICICI Bank reported a 15.9% year-on-year rise in Q1 FY27 net profit to Rs 14,805 crore, driven by healthy growth in net interest income, st...
- Rs 80,000 monthly salary, Rs 1 crore home, 70% EMI: Bengaluru CA shares 3 rules Indians ignore when buying a houseRapid urbanization and rising property prices fuel a competitive homeownership race. Many families stretch budgets, ignoring long-term debt...
- Rental growth in cities moderating after three yearsRental growth is slowing in major Indian cities after sharp increases. Mumbai is an exception, showing significant rent increases this year...
- Jio Financial Q1 Results: Profit skyrockets 155% YoY to Rs 830 croreJio Financial on Thursday reported 155% year-on-year (YoY) growth in its consolidated net profit at Rs 830 crore in the first quarter. The ...
- US Stock Market: Healthy loan growth and stable credit trends boost outlook for US bank stocksMajor Wall Street banks say the U.S. consumer remains resilient, with strong spending, rising loan balances and stable credit quality backe...
- ITR 2026: Common income tax return filing mistakes that cost employees lakhsA careful, timely, and well-documented filing approach can help employees avoid notices, interest, penalties, and refund delays while ensur...
- American woman, 66, had just $10,000 saved for retirement. Dave Ramsey said, 'You'll be okay', then shared 3 tips to turn things aroundA 66-year-old woman with minimal retirement savings sought advice from Dave Ramsey. Ramsey outlined a disciplined plan to help her build a ...
- Home loan interest column for self-occupied house disabled in ITR utility? Know what to do while ITR filing for AY 2026-2027Home loan interest column for self-occupied house is disabled in ITR utility? Know what to do while ITR filing for AY 2026-2027. The reason...
- Bengaluru-based IIM graduate shares 5 money lessons of his Sindhi family, from loans to emergency fundBengaluru-based director and IIM Lucknow graduate Karan Lakhwani shared the money habits his Sindhi family has followed for years. From int...
- Housing finance stocks: Is the worst of perception over? Time for a relook? 11 HFC stocks with upside potential from a low 6% to 30%As a sector, housing finance has borne the brunt of regulatory changes and various scams at different points of time. It is a sector that h...
- At 28, Symbiosis Pune graduate bought home near Paris with her own money. How much did it cost? Woman explains why she did not stay on rentA 28-year-old woman from Tripura, who bought an apartment near Paris, has shared a detailed breakdown of the hidden costs of homeownership ...
- I want Rs 1 lakh/month from my Rs 1.15 crore PF and gratuity corpus; how should I invest?ET Wealth Reader's Query: I will retire in four years. I have Rs 95 lakh in Provident Fund savings and expect Rs 20 lakh as gratuity. I hav...
- Bengaluru home prices leave Rs 90 lakh income couple confused. Buy or rent? How much income needed for ownershipA Bengaluru couple earning a combined annual income of Rs 80-90 lakh sparked a discussion on Reddit after questioning whether buying a flat...
- Is your home loan ruling your life? Know the hidden cost of a big EMIMany Indians stretch finances for dream homes, but hefty home loans lead to years of uncomfortable choices. Borrowers face lifestyle compre...
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