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MIS SELLING
Insurance mis-selling is arising because upfront commissions are too high: Ajay Seth, Chairman, IRDAI- IRDAI faces pushback over proposed caps on insurance distribution costs, impacting fintech and insurer stocks
- Offered lower interest rates on home loans and car loans when you buy insurance? It may not always come cheap; here's how IRDAI proposes to change it
- You may soon buy motor insurance via Bima Sugam when buying a new car; dealers can't deny cashless repairs if IRDA proposals are implementedIRDAI's proposed reforms could revolutionize motor insurance purchases, making them more transparent and customer-friendly. With direct dig...25 Sep, 2026, 02.49 PM IST
- Missed declaring parents’ pre-existing conditions? Know if you should disclose them now or switch policiesNot disclosing your parents' medical conditions when buying health insurance can have serious repercussions, especially at the time of a cl...25 Sep, 2026, 11.27 AM IST
- Irdai commission curbs spark sharp selloff in insurers, banks and NBFCsShares of insurers, banks, and non-banking finance companies dropped sharply following proposed commission caps by Irdai. The proposals rai...24 Sep, 2026, 11.42 PM IST
- IRDAI proposes clawback of commissions in case of mis-sellingUnder the proposed framework, distributors could be rewarded for the quality of sales and servicing, while commissions could be clawed back...24 Sep, 2026, 08.43 PM IST
- PB Fintech forced to rethink business plan as India insurance commissions cap comes as a major shockerProposed commission caps from the Insurance Regulatory and Development Authority of India could severely impact PB Fintech's revenue. The c...24 Sep, 2026, 08.10 PM IST
- What Nithin Kamath sees as the biggest risk for broking after Irdai shockZerodha co-founder Nithin Kamath said regulatory risk is the biggest threat for regulated financial businesses, citing IRDAI’s proposed ins...24 Sep, 2026, 07.51 PM IST
- IRDAI proposals on insurance’s money machine leads to bloodbath for stocks: What happens to your moneyInsurance premiums may decrease if the Insurance Regulatory and Development Authority of India implements proposed commission changes. Prop...24 Sep, 2026, 04.20 PM IST
- Tighter mis-selling rules, easier insurance buying and more: 4 prominent changes proposed by IRDAI that could affect policyholders the mostThe IRDAI has proposed transformative reforms to enhance insurance distribution in India, focusing on affordability and transparency. Key c...24 Sep, 2026, 04.18 PM IST
- Explained: Why PB Fintech, Turtlemint, SBI Life, HDFC Life and other insurance stocks tanked up to 26% on ThursdayIRDAI has proposed insurance distribution reforms, including a ban on dark patterns, lower Expense of Management limits and greater commiss...24 Sep, 2026, 11.26 AM IST
- Irdai proposes ban on insurance website ‘dark patterns’, seeks lower distribution costsIrdai proposes prohibiting dark patterns on insurance websites that require personal details to access information. The reforms aim to impr...24 Sep, 2026, 12.02 AM IST
- He trusted Canara Bank for 31 Years, then was sold a life insurance plan that pays at age 93; IRDAI orders Rs 4 lakh refund and ₹1 crore fine for mis-sellingIRDAI has imposed a ₹1 crore penalty on Canara HSBC Life Insurance Company over the sale of a deferred annuity policy to an 88-year-old cus...16 Sep, 2026, 12.36 PM IST
- From borrowed rules to a bespoke rulebook: Can IFSCA create an international market conduct regime?The IFSCA announced on August 25, 2026, the implementation of new market abuse regulations, which will replace existing SEBI guidelines for...15 Sep, 2026, 01.19 PM IST
- AI alone won’t close India’s insurance gap as NITI Aayog seeks industry help to reach the ‘missing middle’To effectively narrow the insurance gap in India, collaboration between government and private entities is crucial, as technology alone is ...11 Sep, 2026, 02.38 PM IST
- ₹1 crore penalty on Canara HSBC Life Insurance Company over mis-selling of a deferred annuity policy to an 88-year-old senior citizenAn 88-year-old was sold a deferred annuity policy despite age restrictions, leading to a Rs 1 crore penalty for Canara HSBC Life. IRDAI fou...11 Sep, 2026, 01.18 PM IST
- HDFC Bank shares fall 2% to fresh 52-week low despite victory in Credit Suisse AT1 bonds cases in BahrainHDFC Bank shares fell despite the rejection of all seven Bahrain cases linked to Credit Suisse AT1 bonds. The stock remains under pressure ...11 Sep, 2026, 11.31 AM IST
- Canara HSBC Life fined Rs 1 crore for mis-selling policy to 88-yr-old via Canara BankCanara HSBC Life Insurance Company received a ₹1 crore penalty from IRDAI. The fine was imposed for mis-selling a deferred annuity policy t...11 Sep, 2026, 12.22 AM IST
- HDFC Bank says all seven Bahrain claims over Credit Suisse AT1 bonds rejectedHDFC Bank has won all seven Bahrain cases filed by Credit Suisse AT1 bond investors, who accused the lender of mis-selling the risky securi...10 Sep, 2026, 03.17 PM IST
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