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MIDDLE CLASS TRAP
Think property makes you rich? These 5 facts tell a different storyAs per a 2017 RBI report, a typical middle-class Indian family puts 70-80% of its net worth into realty. No asset class would be considered...- Is Rs 1 crore really enough for retirement? CA calls it a ‘retirement trap’?A Rs 1 crore retirement corpus is a 'trap', not a milestone, warns Chartered Accountant Nitin Kaushik. With 6% inflation, its purchasing po...
- Quote of the day by Paulo Coelho: 'Waiting is painful. Forgetting is painful. But not knowing which to do is the worst kind of suffering...' Sometimes fear of making a choice can be much more painful than the decision itself, explained by The Alchemist writerPaulo Coelho's quote of the day reflects the emotional burden of uncertainty that many people experience in relationships, careers, and maj...
- No cost EMI a scam? CA warns why it can be a financial trap targeting middle classNo-cost EMIs are popular in India, making big purchases seem affordable. Chartered accountant Nitin Kaushik warns this is a psychological s...
- Bengaluru techie earns Rs 1.7 lakh a month but still wants to sublet a room in his new home: 'Part of me feels trapped'A Bengaluru tech professional is experiencing significant financial stress after purchasing his first home. Despite a good salary, the home...
- Quote of the Day by Florence Nightingale: 'Rather, ten times, die in the surf, heralding...'- The 'Lady with the Lamp's' powerful words about courage still inspire the world todayFlorence Nightingale, a pioneering nurse and statistician, transformed healthcare. She gained fame as the 'Lady with the Lamp' during the C...
- Paying home loan for 30 years? CA explains the hidden trap behind the home loans and the only way to beat itHomebuyers often overlook the true cost of 30-year home loans. Early EMIs primarily pay interest, not principal. Chartered Accountant Nitin...
- From $22 billion to zero: Success, not failure, brought Byju downByju's, once a $22 billion edtech giant, has collapsed. Founder Byju Raveendran faces jail for contempt. The company's downfall stems from ...
- Income rising but savings shrinking? CA explains the ‘middle class trap’ hurting salaried workers but they don't even knowA LinkedIn post by Bengaluru-based CA Meenal Goel has sparked discussion online after she described how many salary hikes today barely keep...
- Rs 1 crore is not enough for retirement? CA explains why Indian middle class needs more money to retireA chartered accountant's assertion that Rs 1 crore is no longer sufficient for a middle-class retirement in India's Tier 1 cities has spark...
- 'Reels me smile, real life me stress': Influencer shares a brutal truth about life after 40 in India and how to correct things before 50A viral video captures the unspoken struggles of Indians navigating life after 40. It reveals the pressure of balancing family, career, and...
- In India’s parched heart, high power costs put cooling out of reachIndia's scorching summers strain power grids, forcing costly upgrades. While cities like Nagpur manage peak demand with advanced cooling, m...
- India's shock absorbers are not workingIndia's external sector faces unprecedented pressure. Shock absorbers that previously aided recovery have weakened simultaneously. This inc...
- Home ownership not a ‘safe asset’ in 2016? CA explains why buying a house has become financially unrealistic for youngstersA post by Chartered Accountant Nitin Kaushik has sparked debate online after he claimed that buying a house in today’s market has become “m...
- Quote of the Day by Franz Kafka: 'You can hold yourself back from the sufferings of the world, that is...'—Top quotes by the Absurdist fiction novelist, author of The MetamorphosisQuote of the Day: Franz Kafka, a renowned writer, explored themes of isolation and anxiety. His quote suggests that avoiding the world's su...
- Earning Rs 20 lakh can still leave you middle class? CA’s warns about silent money mistakes urban Indians makeMany professionals earn lakhs but face financial anxiety. Chartered accountant Nitin Kaushik warns that high salaries can become a 'high-sp...
- Waiting for higher salary to start saving? CA calls out the biggest money lie middle class Indians believeMany middle-class Indians delay saving, believing higher salaries will naturally lead to financial discipline. However, chartered accountan...
- India's greatest business school: No MBA, no campus, no degree — This is how the most successful business community in the world's most populous country actually learnsIndia’s business culture is changing fast. Yet one community understood entrepreneurial learning decades earlier. The Marwari business mind...
- The man who predicted the last crash says something much worse is coming — are you prepared?America’s $38.9 trillion national debt is now reshaping how millions think about money, retirement and survival. Robert Kiyosaki says the U...
- He was earning Rs 40 LPA. Yet he was unable to save Rs 30,000 at the end of each month. X user explains why : ' Middle class trap....'A 32-year-old tech professional earning over ₹40 lakh annually struggles with low monthly savings. His substantial home loan installment of...
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