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MICROFINANCE STRESS MONITORING
NBFCs doing well, but Iran war, margins cloud road aheadNon-banking finance companies anticipate strong growth in the upcoming quarter. However, rising funding costs may limit profit margins. Ana...
Real-time checks to improve discipline in credit cycleLenders will now report to credit bureaus weekly, a shift from fortnightly, enhancing real-time borrower risk assessment. This move is expe...
PSU banks lead Q3 BFSI performance; HDFC Bank sees system-level growth in FY26: Kaitav ShahPSU banks outperformed the BFSI sector in Q3, driven by stronger year-on-year credit growth, while smaller private banks and NBFCs faced tr...
RBI asks microlenders to monitor stress build-upThe Reserve Bank of India has urged microfinance institutions to monitor stress build-up on their books, noting lower disbursements in sout...
Bandhan Bank sells Rs 3,212 crore microfinance bad loans to ARCILBandhan Bank has sold a ₹3,212 crore microfinance non-performing loan portfolio to ARCIL for ₹578 crore. This sale followed a Swiss Challen...
Crisil Ratings places IndusInd Bank on rating watch with negative implicationsCrisil Ratings has placed IndusInd Bank's long-term debt instruments under rating watch with negative implications, following key manageria...
Microfinance recovery at least 2 quarters away; Q4 going to be tough for NBFCs, MFIs: Shweta DaptardarElara Capital's Shweta Daptardar indicates the microfinance sector still faces challenges, with recovery expected to take at least two more...
Loan pool sales surge as banks embrace securitisation to tackle credit-deposit ratio pressuresPrivate sector banks spearheaded loan pool sales in fiscal year 2024-25, driving securitization volume to a record high of Rs 2.35 lakh cro...
CARE Ratings revises outlook on ESAF Bank's bonds to negative, while reaffirms ratingsCARE Ratings has downgraded the outlook on ESAF Small Finance Bank's various tier 2 bonds instruments to "negative" from "stable" on accoun...
Bandhan Bank to focus on asset quality, innovation, & digital offerings with new management teamsBandhan Bank is putting more emphasis on monitoring asset quality, reinforcing credit administration, fostering innovation, and enhancing d...
Banks express no 'stress' as govt directs close monitoring of lending by MFI segmentThe Indian government has advised public sector banks to exercise caution in microfinance lending, particularly through co-lending with sha...
NBFCs may post up to 30% profit rise on strong loan growthNon-banking finance companies (NBFCs) in India are expected to report a 20-30% growth in net profit for the second quarter, driven by stron...
Stressed assets of NBFC-MFIs likely declined to 14 per cent as of end-March 2022: CrisilStressed assets of non-banking financial companies- microfinance institutions (NBFC-MFIs) are estimated to have declined to around 14 per c...
Emerging signs of stress in MSME sector, bad loans on the rise: RBIThe FSR report added that the MSME portfolio of both PSU and private banks indicate accumulation in NPA and SMA-2 categories in September 2...
Banks' gross NPAs may rise to 9.5% in September 2022: RBI report"Macro stress tests for credit risk indicate that the gross non-performing asset (GNPA) ratio of SCBs may increase from 6.9 per cent in Sep...
Microfinance industry stands its ground with flat Y-o-Y growth: ReportThe industry disbursed loans worth Rs 25,808 crore during April-June 2021 quarter registering a Y-o-Y growth of 300% by value and 209% by v...
Performance of unsecured loans worsening, says India Ratings"The performance of unsecured asset classes, such as microfinance loans, unsecured business loans and consumer loans, is worsening, given t...