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Who should you buy your health cover from?Some life insurers also sell health insurance policies, both indemnity and fixed benefit covers, the latter being more commonly offered.
Why you should not avoid pre-policy medical check-upsMedical check-ups are seen as hurdles by insurance seekers but avoiding these check-ups can lead to disputes at the time of claim.
Budget 2015: Health insurance tax exemption hiked to Rs 25,000Health insurance premiums up to Rs 25,000 will be subject to tax deductions, from Rs 15,000 earlier. For senior citizens the limit is incre...
Natural disasters are beyond your control, better be insuredDisasters like the one in Jammu & Kashmir lead to tremendous loss of lives, leaving the bread earner's dependants financially vulnerable.
Top-up schemes can help you enhance medical coverExperts say such plans ensure a higher sum insured at a cheaper rate. They, however, warn that one must go through the fine print to make t...
- Insurance for overseas trips - Health covers with global reach have limited use
According to experts, travel insurance can take care of emergencies during overseas trips, but a planned treatment for defined critical ill...
Here's how you can reduce your health premium outgoDiscounts for Women Life insurance firms have been offering lower premiums to women, but it is not a common practice in the health insuranc...
Smaller cities may be a healthy choice to cut your hospital billsPolicyholders can opt for hospitals of their choice, except when they are availing cashless claim settlement, where the list of hospitals i...
Buying a separate cover for self and family is a healthy policyInsurance analysts say that office healthcare cover may prove to be inadequate as treatment costs go sky high and insurance benefits are cu...
Buy a basic accident cover first, then shop for add-onsPersonal accident insurance plans come into the picture when one meets with an accident. Such policies cover accidental death, permanent to...
Think before opting for niche insurance plans; focused policies work well as add-ons to existing onesInsurers have started offering a wide range of specialised products, giving a wider choice for customers but they have made the selection d...
Family floaters may be cheap, but are not always enoughAccording to insurance experts, these individuals are taking a calculated risk as they assume that all members of the family may not requir...
IRDA asks health insurers for indicative premiums for five years on new productsThe Insurance Regulatory and Development Authority (IRDA) has asked health insurance companies to indicate premium to be paid by the policy...
Religare Health launches Care with highest cover of up to Rs 60 lakhReligare Health has launched a health product called Care, which offers a wide range of sum insured of up to Rs 60 lakh.
- Now, get more out of your health insurance
The list includes replenishment of cover, lifelong renewal, two-three policy terms instead of one-year, and so on.
- How to make the most of 'day- care' health insurance covers?
IRDA chairman urged insurers to launch more 'day-care' covers, highlighting that non-hospitalisation expenses amounts to twice the hospital...
- IRDA's guidelines on web aggregators
Recently, the Insurance Regulatory and Development Authority (Irda) announced two online initiatives that could be of interest to insurance...
- Make sure your policy covers terror risk too
Terror struck once again at the heart of the country last week, laying bare the vulnerable security infrastructure in the country.
- Online aggregators to make insurance easier for you
Consumers are set to benefit as Irda’s draft guidelines for insurance websites assure more accurate information and restrict the use of cli...
- Buy online insurance products the smart way
With Irda’s proposed norms for insurance aggregators, expect a better and secure shopping experience.