NPS withdrawal rules clarified: Postal department says pension body explains conditions to withdraw 100% NPS-Lite corpusNPS-Lite subscribers can now withdraw their entire accumulated pension wealth up to Rs 2 lakh as a lump sum, the Department of Posts announ...
04 Jun, 2026, 01.56 PM IST
Can a ₹1 crore NPS corpus generate more than ₹1 lakh per month? What the new RIS framework offersRetirees now have a new way to manage their National Pension System (NPS) corpus, offering flexibility and potential for growth. The Retire...
03 Jun, 2026, 01.37 PM IST
Post Office MIS vs mutual funds: Which is better for income-seeking investors?Post Office Monthly Income Scheme (POMIS) offers predictable, government-backed monthly income, attracting retirees and conservative invest...
01 Jun, 2026, 01.36 PM IST
New NPS withdrawal plan: Retirement Income Scheme offers an orderly exit, but no return guaranteeThe Pension Fund Regulatory and Development Authority (PFRDA) has introduced the Retirement Income Scheme (RIS) under NPS, allowing retiree...
01 Jun, 2026, 06.30 AM IST
What is Retirement Income Scheme in NPS; how do SPR and SUR work?Under National Pension System's (NPS) Retirement Income Schemes (RIS), subscribers can choose periodic payouts till age 85 via Systematic P...
26 May, 2026, 03.35 PM IST
PPFAS Mutual Fund introduces choti SIP in Parag Parikh Flexi Cap, Large Cap and 3 other schemesPPFAS Mutual Fund introduced the Rs 250 choti SIP facility across five schemes to encourage first-time investors and improve financial incl...
23 May, 2026, 01.27 PM IST
Can Rs 1.5 crore retirement savings give you Rs 1 lakh monthly income for 20 years? Here’s the mathWith a Rs 1.5 crore retirement corpus earning 6%, withdrawing Rs 1 lakh monthly can last about 22 years, leaving little balance. Slightly h...
20 May, 2026, 01.07 PM IST
NPS launches Retirement Income Schemes: New drawdown option for pension payouts, benefits & rulesThe Pension Fund Regulatory and Development Authority has launched new Retirement Income Schemes and drawdown options for National Pension ...
16 May, 2026, 03.16 PM IST
From Rs 10,000 step up SIP to Rs 1.05 lakh monthly income: How you can get Rs 1 lakh+ monthly income for 20 yearsThe combination of SIP and SWP can help you get a Rs 1.05 lakh monthly income for 20 years. While planning for it, experts advise disciplin...
14 May, 2026, 11.15 AM IST
How can you make Rs 1 crore retirement corpus from PPF investment?The PPF maturity period is 15 years, after which, you can continue your PPF account with or without contributions. PPF provides a 7.1% inte...
13 May, 2026, 12.30 PM IST
Can Rs 10 lakh in post office FD and Rs 10,000/month in RD build Rs 1 crore retirement corpus in 20 years?Interest rates may vary. If we talk about the post office, it offers a 6.7% interest rate on its RD, while its rate for the 5-year FD is 7....
09 May, 2026, 02.28 PM IST
Maharashtra revised NPS scheme rule update: Rs 7,500 as minimum pension, family pension, gratuity, corpus, withdrawal conditions & moreMaharashtra's Revised NPS scheme offers assured pensions for state employees joining by December 2026. Those with 20 years' service get 50%...
07 May, 2026, 02.41 PM IST
NPS Swasthya: A cushion, not fill-in, for health coverCan the NPS Swasthya scheme be an effective substitute for a comprehensive health insurance plan that covers hospitalisation and related ex...
06 May, 2026, 04.12 PM IST
Has Sukanya Samriddhi Account interest rate revised for this quarter (April-June 2026)?Sukanya Samriddhi Account interest rate: The Sukanya Samriddhi Account (SSA) currently offers an 8.2% annual interest rate, compounded annu...
27 Apr, 2026, 09.00 AM IST
From Corpus to Cash Flow: Picking the right mutual fund withdrawal strategyFinancial planners say there are two broad approaches. One is valuation-based, where investors redeem or book profits when markets appear e...
22 Apr, 2026, 06.07 AM IST
Will new NPS systematic lump sum withdrawal (SLW) option help you during retirement? Here’s how to decidePFRDA has now introduced phased withdrawal of the lump-sum part of the maturity amount of your NPS corpus at the time of retirement. NPS su...
25 Nov, 2023, 12.44 PM IST
Systematic lump sum withdrawal from NPS: PFRDA releases exposure draftPFRDA has suggested in a exposure draft (issued on September 29, 2022) on Introduction of Systematic Lump sum Withdrawal (SLW) for the bene...
01 Oct, 2022, 11.33 AM IST