Muted returns on market bets steer funds back to banksAs per RBI data, bank deposits stood at Rs 256.9 lakh crore as of May 15, 2026, registering a year-on-year growth of 12.2% - well above the...
09 Jun, 2026, 09.59 PM IST
Fintech lenders corner 77% of India's personal loan market by volume in FY26Fintech lenders now lead India's personal loan market by loan count. These digital NBFCs are disbursing small-ticket loans, reaching more c...
02 Jun, 2026, 04.50 PM IST
Rural India, agro chemicals, and value retail: Where Aniruddha Naha is putting money to workAniruddha Naha of PGIM India sees opportunity in rural India's revival. He advises investors to build portfolios now for a stronger FY28. N...
13 May, 2026, 09.00 AM IST
Banks cede consumer durable loans to NBFCs as credit cards take over small-ticket financingBank loans for washing machines and televisions are falling. Banks are now focusing on credit cards for these purchases. Non-banking financ...
06 May, 2026, 12.32 AM IST
First-time borrowers climb to 4.4 crore despite tighter lending norms: ReportIndia's new borrowers have reached 4.4 crore, boosting credit growth and financial inclusion. Lenders are more selective, yet this segment ...
30 Apr, 2026, 03.17 PM IST
UGRO Capital is ditching low-yield lending; founder on plan to triple returns by FY29UGRO Capital has halted new loans in its low-yield, DSA-led book, a strategic pivot aimed at boosting profitability. This move, involving s...
22 Apr, 2026, 09.00 AM IST
Digital personal loan book tops Rs 1.39 lakh crore; sanctions jump 53%Digital personal loans are growing rapidly in India. Sanction values increased by 53% in Q3 FY25-26. Digital lenders disbursed 9.9 crore lo...
24 Mar, 2026, 01.03 PM IST
Stress peaks in credit card portfolios as regulatory tightening hits unsecured lendingStress in credit card portfolios of banks is peaking due to regulatory tightening of unsecured credit, with delinquencies largely among low...
24 Mar, 2025, 11.47 PM IST
By Q1, Paytm should be back on track in lending distribution business: Rahul Jain“There can be a temporary 3-6-month kind of an impact, which slows down the growth by 3-4% on an annualized basis but still it would compou...
07 Dec, 2023, 02.38 PM IST
Earn 10-12% return on this P2P debt product by LenDenClub: Should you invest?The new product, launched on a P2P platform, mandates the minimum number of borrowers to which the investing lender’s money need to be dive...
29 Jul, 2022, 12.47 PM IST
RBI pushes banks to open purse strings through series of measuresThe RBI which stood pat with the key policy rate at 4% said its focus of liquidity measures will now include revival of activity in specifi...
09 Oct, 2020, 03.11 PM IST
Affordable home loans worry RBIThe Pradhan Mantri Awas Yojana has made the affordable housing segment attractive to both borrowers and lenders by providing subsidies upfr...
07 Jun, 2018, 08.58 AM IST
Who's defaulting more on home loans? Those who borrow less than Rs 2 lakhThe RBI conducted an analysis of housing loans data wherein it said the level of NPAs for the ticket size of up to Rs 2 lakh was high and "...
06 Jun, 2018, 07.13 PM IST
RBI makes it easier to get home loans for affordable houses in metrosThe RBI states it has been decided to revise the housing loan limits for PSL eligibility from the existing Rs 28 lakh to Rs 35 lakh in metr...
06 Jun, 2018, 03.57 PM IST
Affordable housing safer bet for lenders with under 1% NPAWith loan growth rate of 23 per cent over almost the past five years and low delinquency rates of under 1 per cent, the affordable housing ...
03 May, 2017, 07.35 PM IST
Is affordable housing the next power house for credit growth?Loans meant for affordable housing (ticket size less than Rs 10 lakhs) has shown a robust growth rate of 23% compound annual growth rate in...
03 May, 2017, 01.00 PM IST
- Small-ticket finance and leasing companies do well
Shares of small-ticket finance and leasing companies have been trading high over the past one week on hopes of wide profit margins, thanks ...
30 Dec, 2008, 01.55 PM IST