Searched for
LONGER DURATION FDS
SIP vs RD: With Rs 10,000 monthly investment, where can you make more money in 10, 15 and 20 years?Choosing between SIPs and Recurring Deposits (RDs) for regular investment presents a common dilemma. While RDs offer predictable, fixed ret...
Nearly 176 debt funds offer returns over FDs in 2 years. Should investors rethink allocation?SBI has increased fixed deposit rates. However, many debt mutual funds are providing better returns. Investors are now comparing these opti...
Fed up with high volatility in gold and equities? Moving to debt funds with income tax deferral can work better than FDs for long-term investorsIndian investors seeking stability and returns beyond fixed deposits have options. Debt mutual funds offer potential for better post-tax re...
Bank FD rates drop: Time to rethink your mutual fund investment strategy?With banks reducing FD rates, investors seek better options. Market expert Vishal Dhawan suggests mutual funds like debt, arbitrage, or hyb...
RBI’s rate cut triggers concern for FD investors: Penalty charges for account holders looking to rebook FDs for higher interest incomeDifferent banks impose different penalty charges, and it typically involves a reduction in interest rate. The penalty can range from 0.5% t...
Monthly payout FD calculator: How to calculate and plan for regular income from fixed depositsA monthly payout FD calculator helps estimate monthly interest earnings from fixed deposits based on principal, FD rates, and tenure. It ai...
As countdown of FD interest rate fall has started, is it time to stop laddering and invest in long term FDs?FD investors have recently benefited from high interest rates, but an upcoming reduction is anticipated. The RBI might follow global trends...
Rs 6 lakh crore worth of investments may look for new parking spot after Sitharaman’s tax tweakThe new rules come into effect from April 1 when mutual funds with less than 35% invested in equities will be taxed as short-term capital g...
FD interest rate: These 6 private banks offer up to 7.5% interest rate on FDs for senior citizensFor the investment security that these institutions provide, the majority of senior citizens choose fixed deposits to save their life savin...
Kotak Mahindra Bank hikes FD interest rates for second time in less than one weekThe revised interest rates on FDs are effective from December 14, 2022. This is the second time the bank has hiked FD rates in less than on...
Year-End Special: ‘Allocate long-term money to target maturity funds’With many variables at play and giving due appreciation to the structural reforms, investors should ideally strategize to allocate investme...
Bonds beat FD return in rising rates regimeAccording to financial advisers, banks, flush with funds, are reluctant to hike FD rates while bond yields being market driven are giving m...
Bonds beat FD return in rising rates regimeAt a time when inflation is hurting people at every level, a slightly higher return on fixed income assets could cushion people who depend ...
FD investors should use this formula to get maximum benefit from rising interest ratesEven though the direction of interest rate has reversed, nobody is sure where the rates will finally reach and how long will it take for in...
HDFC Bank Vs Kotak Mahindra Bank Vs Axis Bank: Check latest FD interest ratesFD interest rates have been revised by banks like Kotak Mahindra Bank, Axis Bank, and HDFC Bank. Here is a comparison of these three banks'...
Where should I invest my bank FD amount of Rs 25 lakh to earn good returns in three yearsAs mentioned, you are not dependent on this Rs 25 lakh for a regular income. With three years horizon, you are looking for cumulative optio...
Rate cut fuels savers’ dilemma: Here’s what you can do with your moneyBorrowers have welcomed the rate cut and also RBI’s effort to push for increased transmission. However, it is creating a dilemma for the de...
Investors with 1-2 year horizon can use Fixed depositsThe performance scorecard doesn’t look pretty for investors. With the equity markets remaining edgy , growth has all but vanished.
- Go for short-term debt funds as interest rate volatility will continue in 2012
Steer clear of uncertainty over interest rates by sticking to fixed maturity plans with 15-16-month average maturities.
- Company FDs continue to lure investors
People's love affair with company fixed deposits (FDs) is gaining strength with each passing day, as many corporates raised interest rates ...