Choosing the right NPS annuity: Why expenses, behaviour, and risk tolerance matter for retirement incomeThe National Pension System's exit rule eased, allowing more flexibility with annuity purchases. Retirees must carefully decide how much to...
20 Apr, 2026, 06.30 AM IST
Think your NPS saving is enough for retirement? Watch out for this common mistake that could derail your financial plansMany investors overlook their National Pension System, assuming retirement plans are on track. However, a 'set and forget' approach can lea...
08 Apr, 2026, 02.50 PM IST
7 reasons why NPS Vatsalya may not be a good investment for your childNPS Vatsalya investment: The government has launched NPS Vatsalya, a pension scheme for minors. On the surface, it may seem like a good opt...
10 Oct, 2024, 12.03 PM IST
Types of NPS accounts: 4 differences between NPS Tier 1 and Tier 2 accountsThe NPS, a government pension scheme, offers Tier I and Tier II accounts with different functions. Tier I is for retirement planning with w...
06 Jun, 2024, 01.54 PM IST
NPS versus retirement mutual funds: The pros and consAdhil Shetty, CEO & Co-Founder, discusses the benefits of NPS and retirement mutual funds for tax-saving and long-term investment. He expla...
10 Mar, 2024, 10.00 AM IST
NPS accounts to be more secure; PFRDA introduces new ruleNational Pension System or NPS new rule: The Pension Fund Regulatory and Development Authority (PFRDA) has decided to introduce a two facto...
22 Feb, 2024, 10.30 AM IST
ULIPs and NPS: What are the tax benefits you can expect? Arnav Pandya explainsArnav Pandya says: "If you are just looking at the tax benefit, you do consider one thing that it is very likely that the amount which you ...
10 Jan, 2024, 04.00 PM IST
Should one invest in mutual fund retirement schemes?Investors need not rush to invest in retirement products by mutual funds as there are better products in the market.
05 Sep, 2023, 12.27 PM IST
NPS exit rules: When you can withdraw money from pension account before 60 years of ageNational Pension System (NPS) is a scheme that provides pension in the retirement years. However, it may happen that money is needed during...
12 Sep, 2022, 01.38 PM IST
These NPS investors can exit from scheme after 5 years lock-in period onlyAs per the new regulation inserted in the NPS scheme, certain individuals can close their Tier-I NPS account after they have completed five...
17 Mar, 2022, 10.24 AM IST
How investing in NPS can help you save taxAlthough the National Pension System (NPS) comes with exempt-exempt-exempt (EEE) tax status, there is a catch.
15 Jan, 2021, 05.49 PM IST
The reasons why you should not shun investing in NPS Tier-IINPS Tier-II is the cheapest investment product available now, and its long-term gains could be huge.
27 May, 2019, 12.04 PM IST
Central govt staff can now save tax via NPS with only 3-year lock-inThe Finance Ministry announced that contribution made by the central government employees under the Tier-II of NPS will now be eligible for...
11 Dec, 2018, 10.30 AM IST
NPS withdrawal made 100% tax freeThe government has made the NPS more tax-friendly by offering complete tax exemption to the 60% of the corpus that an investor can withdraw...
11 Dec, 2018, 09.44 AM IST
What attracts investors to NPS?Despite ultra low charges, wide choice of funds, ease of investment and tax benefits, many investors still don't want to go for the NPS.
21 Nov, 2017, 03.06 PM IST
How to cut tax outgo by revamping pay package, hiking tax saving investmentsSudhir Kaushik of Taxspanner.com advises readers on how to restructure their income, investments and expenses to optimise their tax.
11 Apr, 2016, 08.54 AM IST
Why NPS is not a good investmentWith tax saving driving investment decisions, people are drawn to the additional Rs 50,000 deduction under Sec 80CCD(1b). Here is why not t...
28 Mar, 2016, 04.30 PM IST