Thinking of prepaying your home loan? CA says why you might be doing it wrongChartered accountant Paaras Gangwal advises caution on home loan prepayments. He explains that early loan prepayments yield significant sav...
11 Jun, 2026, 12.14 PM IST
What will happen after July 1? Millions of SAVE borrowers must act before federal student loan rules change as repayment options disappearMillions of SAVE borrowers must act before federal student loan rules change as repayment options disappear. Nearly 7.5 million borrowers c...
08 Jun, 2026, 11.04 PM IST
Why Rs 1 crore term insurance cover in 2026 may not be enough for many familiesFamilies need more than ₹1 crore in term insurance. Rising expenses and loans mean a higher cover is essential. Experts suggest ₹1.5 crore ...
06 Jun, 2026, 03.38 PM IST
How a personal loan EMI calculator can help you plan repayments betterUnderstanding personal loan EMIs is crucial for managing major expenses. An EMI calculator helps estimate monthly repayments based on loan ...
28 May, 2026, 05.09 PM IST
FM asks lenders to go beyond standard loans, design credit repayments around biz cyclesFinance Minister Nirmala Sitharaman has called on banks to move beyond standard loan products. She emphasized the need for repayment struct...
25 May, 2026, 06.00 PM IST
Understand loan eligibility before applying for a loan for doctorsMedical professionals can secure loans for practice expansion by understanding lender criteria. Key factors include qualifications, credit ...
21 May, 2026, 05.47 PM IST
Born out of microfinance, Bandhan Bank now bets big on AI and digital bankingAs Bandhan Bank accelerates its transition from a microfinance-led institution into a universal bank, Executive Director & COO Ratan Kumar ...
20 May, 2026, 01.17 PM IST
Profit on paper, loss in reality: How a routine accounting tool is used to deceive and take investors for a rideAmortisation is a number most investors skip, but it can shape reported profit. On the surface, it looks routine: A company spreads the cos...
15 May, 2026, 06.58 PM IST
Amazon primes a Blinkit showdown; New insurance models prop upHappy Tuesday! Amazon's late but strong push into quick commerce is unsettling market leader Blinkit. This and more in today's ETtech Morni...
12 May, 2026, 07.24 AM IST
Instant ₹10,000 loan approval strategy: How to pick lenders offering the best interest ratesA ₹10,000 instant personal loan may look small on paper, but that doesn’t mean you should choose a lender casually.
07 May, 2026, 07.03 PM IST
Will your student loan plan be removed after July 1? SAVE repayment plan ends as new student loan rules begin in 2026Student loan rules are changing soon. Some plans are ending while new ones are coming. The SAVE plan is already removed. From July 1, 2026,...
05 May, 2026, 11.42 PM IST
Can you get another loan if you’re already paying EMIs? Here’s the answerYour salary is just the start for loan approval. Lenders scrutinize your income after deducting all current EMIs. This remaining amount, me...
05 May, 2026, 11.25 AM IST
How inflation and RBI repo rates influence personal loan interest ratesInflation's rise impacts living costs, prompting the RBI to manage it via the repo rate. Changes in this rate directly affect personal loan...
01 May, 2026, 06.37 PM IST
Planning to take home loan? 5 smart ways to maximise your benefitsThe amount you borrow should depend on your personal financial situation, including monthly expenses, existing liabilities, lifestyle needs...
01 May, 2026, 04.08 PM IST
Can Rs 1.5 lakh monthly salary afford to buy a home? 30-year-old with Rs 22 lakh savings reopens rent vs buying debateA 30-year-old woman earning Rs 1.5 lakh per month and holding savings of over Rs 22 lakh has sparked an online discussion after questioning...
29 Apr, 2026, 03.44 PM IST
Big student loan changes in 2026: Fewer plans, new limits, and key updates explainedThe 2026 student loan changes bring new rules for borrowers in the U.S. There will be fewer repayment plans and stricter borrowing limits f...
28 Apr, 2026, 11.06 PM IST
RBI finalises new risk weight normsTo be eligible, loans must be extended to individuals or small businesses with turnover up to ?500 crore, fall under standard retail produc...
28 Apr, 2026, 01.12 AM IST