Fuelled by lending boom, DPDzero bets big on AI-led debt recoveryAs India’s unsecured lending boom accelerates, collections are emerging as the next major battleground for fintechs and lenders.
27 May, 2026, 01.06 PM IST
Bank stocks gain on softer bond yieldsBanking stocks rallied on Monday, led by public sector lenders, as a dip in government bond yields improved sentiment. The Bank Nifty and N...
26 May, 2026, 06.39 AM IST
Delinquency vs default: Know the difference and how they affect your credit score and borrowing abilityIf you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 1...
25 May, 2026, 11.12 AM IST
Credit at the tap: The opportunities and risks of India’s digital lending boomIndia's digital lending is rapidly transforming credit access, with mobile apps now disbursing significant loan volumes, especially to youn...
13 May, 2026, 09.00 AM IST
Muthoot Microfin grew 13% when the industry shrank 20%; CEO explains what's nextMuthoot Microfin defied industry decline, growing assets by over 13%. The company improved its loan repayment rates and reduced bad loans. ...
07 May, 2026, 03.06 PM IST
MFIs bounce back after 7 quarters of contraction and write-offsIndia's microfinance sector shows a strong rebound. The loan portfolio expanded significantly in the March quarter. This marks a recovery a...
07 May, 2026, 12.55 PM IST
Microfinance sector returns to growth after 11 quarters of contraction, loan portfolio rises 5.3%The microfinance sector has turned a corner, showing growth in the January-March period. This follows a period of contraction and write-off...
28 Apr, 2026, 10.56 AM IST
Bajaj Housing Finance share target price raised after Q4. Here's what Morgan Stanley, other brokerages sayBajaj Housing Finance announced a 14 percent profit increase for the January-March quarter. The company's asset quality remained strong. Lo...
28 Apr, 2026, 09.58 AM IST
SBI cards sells Rs 1,800-crore bad loans to Integro FinservSBI Cards has taken a bold step in fortifying its financial health by offloading a considerable portion of its stressed credit card debt, v...
28 Apr, 2026, 12.41 AM IST
Banks' gross NPA's to stay range-bound at 2.0-2.2 per cent by March 2027 despite West Asia risks: CrisilIndian banks are likely to keep asset quality under control over the next two years, with gross non-performing assets (NPAs) projected at 2...
17 Apr, 2026, 03.23 PM IST
Gold loan delinquency rates send red signalBorrowers with more than ₹2.5 lakh outstanding showed a delinquency rate of 1.5% at the end of December, about 2.2x higher than those with ...
15 Apr, 2026, 05.30 AM IST
Gold Loan: Borrowers with big exposure more prone to default, says TransUnion Cibil reportIndia’s gold loan market is seeing rising stress as borrowers take larger and multiple loans, pushing up delinquency rates and credit risk,...
14 Apr, 2026, 01.52 PM IST
NBFCs doing well, but Iran war, margins cloud road aheadNon-banking finance companies anticipate strong growth in the upcoming quarter. However, rising funding costs may limit profit margins. Ana...
13 Apr, 2026, 09.49 AM IST
Housing finance stocks near inflection point, Bernstein picks 2 favouritesAffordable housing finance stocks are nearing a turning point. Bernstein highlights attractive valuations and improving growth and asset qu...
09 Apr, 2026, 01.07 PM IST
View: The US economy is replaying the 2000s, not the 1970sThe US economic landscape is grappling with a double-edged sword. Remnants of the 1970s stagflation are evident in sluggish employment figu...
08 Apr, 2026, 03.29 PM IST
Risk off! Banks opting to lend to prime customersBanks are now favouring borrowers with top credit scores. This shift reflects caution in lending. New customers are also getting fewer loan...
01 Apr, 2026, 12.35 AM IST
Credit scores drop amid loan payment struggles: Is rising student loan and mortgage delinquency hurting U.S. borrowers in 2026?The average U.S. credit score fell to 714 in October 2025. This fresh data highlights a worrying shift in consumer finances. Credit scores ...
25 Mar, 2026, 09.46 PM IST