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LOAN DELINQUENCY MEANING
Harassed by loan recovery agents? Know your legal rights and 6 steps to fight backBorrowers struggling with debt often face harassment from recovery agents through abusive calls, threats, public shaming, and unauthorised ...
Fuelled by lending boom, DPDzero bets big on AI-led debt recoveryAs India’s unsecured lending boom accelerates, collections are emerging as the next major battleground for fintechs and lenders.
Delinquency vs default: Know the difference and how they affect your credit score and borrowing abilityIf you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 1...
NBFCs doing well, but Iran war, margins cloud road aheadNon-banking finance companies anticipate strong growth in the upcoming quarter. However, rising funding costs may limit profit margins. Ana...
Gold loan NBFCs have enough buffer for now — but a second 15% price drop would test them: Fitch RatingsGold prices have dropped over 15%, but India's gold loan NBFCs remain stable due to strong collateral buffers. Fitch Ratings notes that a f...
Real-time checks to improve discipline in credit cycleLenders will now report to credit bureaus weekly, a shift from fortnightly, enhancing real-time borrower risk assessment. This move is expe...
Credit scores drop amid loan payment struggles: Is rising student loan and mortgage delinquency hurting U.S. borrowers in 2026?The average U.S. credit score fell to 714 in October 2025. This fresh data highlights a worrying shift in consumer finances. Credit scores ...
Consumer debt crisis deepens: Americans are falling behind on credit cards, loans, and mortgages - is it time to worry?Americans now owe $18.6 trillion in household debt. United States consumer debt crisis is growing fast. Millions of borrowers are strugglin...
US household debt soars to record $18.6 trillion — is a financial crunch coming?U.S. household debt has reached a new record of $18.6 trillion, showing that many Americans are borrowing more for student loans and credit...
NBFCs face rising delinquencies even as growth momentum stays intactIndia’s NBFC sector continues to grow rapidly, outpacing banks, but Moody’s warns of rising delinquencies in vehicle loans, microfinance, s...
Student loan delinquency hits nearly 6 million Americans — how can you avoid default and protect your credit now?Nearly 6 million Americans are now at least three months behind on their federal student loan payments, according to recent data from Trans...
Millions face student loan debt collection in US: Know how to avoid garnished wagesExperts suggest the US Department of Education can garnish up to 15% of the student loan borrower's disposable pay to repay the defaulted l...
US household debt hits record high: What’s driving the surge and are Americans struggling to repay?US household debt soared to a record high of $18.04 trillion in Q4 2024,, driven by surging credit card balances. While overall debt manage...
Household debt at new record squeezing low-income AmericansHigher debt levels for mortgages, auto loans, credit cards and student loans last quarter drove overall consumer debt to a new record of $1...
How Account Aggregator can help digital lenders improve collectionsDigital processes like loan monitoring, customer segmentation, and communication are being developed and improved to enhance the debt recov...
Why RBI is making it tough for you to get a personal loanUnsecured loans, though small in size, can pose a risk to the financial system if their expansion goes unchecked. The RBI observed an unusu...
Microfinance RoEs to turn negative in FY18: IcraThe rating agency expects net interest margins for micro finance companies to decline to 80 to 100 basis points.
Auto loan delinquencies to improve in 2016, says Moody'sDelinquency rate is the percentage of loans within a loan portfolio that have delinquent payments.
Should the benefits mitigate the costs: PSL overhaul due?All banks are subject to a quota for lending to particular sectors, considered a high priority for helping the underprivileged and the cred...
- As losses slow, big banks eye big profits in Q1
Five of biggest US banks are set to report profits for Jan-Mar period. However, analysts are split about Citigroup Inc. Full Cov: Financial...