Public sector banks are seeing their liquidity coverage ratios decline. This trend is driven by strong loan demand outpacing retail deposit...

Choosing between SIPs and Recurring Deposits (RDs) for regular investment presents a common dilemma. While RDs offer predictable, fixed ret...

What looked like a light-hearted campaign moment during PM Narendra Modi’s West Bengal trail has now turned into a major fiscal concern aft...

Senior citizens seeking stable income and market-risk-free returns often turn to fixed deposits. Banks commonly offer enhanced interest rat...

A young businessman running a company with ₹1 crore annual revenue was convinced by bank officials to buy three non-market linked insurance...

Here are seven types of loans you can consider if you need money at short notice.

Premature withdrawal of bank FD or loan against FD: It may not always be a prudent idea to break off years of savings especially when the m...

Fixed deposit or FD: A loan against your fixed deposit (FD) is one of the most cost-effective and easiest possible loans available in the m...

Loan against FD (Fixed Deposit) is a type of secured loan where customers can pledge their fixed deposit as security and get a loan in retu...

Seniors will get an additional 0.10 percent interest rate under this FD scheme, on top of the existing 0.50 percent annual rate offered to ...

The Axis Bank website states that following the change, the bank will now provide interest rates for regular people ranging from 2.50% to 5...

You can use your FD as collateral to secure the loan amount with a loan against fixed deposit. For this type of loan, the existing fixed de...

The returns on FDs are guaranteed at the time of investment. Interest rates differ across lenders depending on the depositor’s tenure and t...

For students seeking admission in international institutes, the loan amount ranges between Rs 10 lakh and Rs 1 crore. The amount varies bet...

The scheme offers 80 basis points (bps) more than what is applicable to general public (non-senior citizens) for the same deposit amount an...

A better way to manage interest rate risk and provide some liquidity to funds as well is to 'ladder' one's deposits across different tenure.

With the raging interest rates these days, it's not quite wise to get into the vicious cycle of debt.