These mid-cap stocks with ‘Strong Buy’ & ‘Buy’ recos can rally over 25%, according to analystsGiven the latest news flow from the Gulf region, the probability is high that we might once again see the bulls attempting a comeback. As u...
20 May, 2026, 10.41 PM IST
Gold loans are no longer merely the last source of credit for the poor: Shaji Varghese, CEO, Muthoot FinCorpMuthoot Fincorp is gearing up for a monumental ₹4,000 crore IPO, seeking to ignite its expansion plans and harness the momentum of its curr...
18 May, 2026, 12.42 AM IST
Can you get another loan if you’re already paying EMIs? Here’s the answerYour salary is just the start for loan approval. Lenders scrutinize your income after deducting all current EMIs. This remaining amount, me...
05 May, 2026, 11.25 AM IST
Planning to take home loan? 5 smart ways to maximise your benefitsThe amount you borrow should depend on your personal financial situation, including monthly expenses, existing liabilities, lifestyle needs...
01 May, 2026, 04.08 PM IST
Is it worth taking a fresh look at the housing finance sector? 6 housing finance stocks with upside potential of up to 18%Housing finance is one of those sectors where the macro picture is always attractive, but not so much the micro reality. At the level of th...
22 Apr, 2026, 12.50 PM IST
Best time to prepay your home loan? 5 tips to save lakhs from your home loan prepaymentsFrom understanding the perfect timing to mastering different prepayment strategies that can save you lakhs in interest, here's everything y...
30 Oct, 2025, 04.02 PM IST
This new RBI rule can lower loan costs for you; comparison of home loan charges of SBI, HDFC Bank, ICICI Bank, PNB, Kotak Mahindra BankHere are some processing fee and part payment charges of home loan of top banks like State Bank of India (SBI), HDFC Bank, ICICI Bank, Kota...
10 Jul, 2024, 01.37 PM IST
Is there a charge for prepayment of home loan?Home loan prepayment: Most banks discourage prepayment because it results in a loss for them. Banks incur additional charges for rerouting ...
22 Sep, 2023, 02.02 PM IST
Home loan FAQs: Interest calculation to repayment period, home loan prepayment chargeDepending on the area or state where you live, banks will normally offer to finance 70% to 90% of the property's market value as a housing ...
10 Feb, 2023, 01.17 PM IST
- Stop charging pre-payment penalty on home loans: RBI to RRBs
The Reserve Bank today asked Regional Rural Banks (RRBs) to stop charging penalty on pre-payment of home loans taken on floating interest r...
18 Jun, 2012, 08.58 PM IST
- RBI asks banks not to levy pre-payment charges on home loans
Removal of prepayment penalty on home loans will lead to reduction in the discrimination between existing and new borrowers.
17 Apr, 2012, 03.30 PM IST
- Floating rate customers to benefit from dip in rates
Floating rate home loans, which did not reflect market rates when they fell, would now become more faithful to their name.
20 Dec, 2011, 05.10 AM IST
- When to prepay a home loan to avoid penalty
A good way to reduce your home loan burden, especially when rising interest rates are bloating your EMIs, is to prepay it.
12 Sep, 2011, 03.36 AM IST
- Home-loan-swap window to help beat rate hikes
The government may seek changes in the prepayment rules to enable a home loan borrower to shift to cheaper lenders if his bank raises inter...
12 May, 2010, 03.08 AM IST
- Home-loan-swap window to help beat rate hikes
The government may seek changes in the prepayment rules to enable a home loan borrower to shift to cheaper lenders if his bank raises inter...
12 May, 2010, 03.08 AM IST
- CCI frowns on loan prepayment fines
A string of lenders, including HDFC Bank, HDFC, Deutsche Postbank Home Finance and LIC Housing Finance, have come under the glare of the co...
30 Oct, 2009, 04.12 AM IST
- RBI may ask banks to bury pre-payment fine
The Reserve Bank of India (RBI) plans to direct banks to stop levying penalty on pre-payment of retail loans, heeding to a long-standing de...
17 Oct, 2009, 02.57 AM IST