How secured loans can open new doors to credit-based growth for MSMEsSecured loans offer MSMEs a pathway into the formal credit system, eliminating the need for years of audited financials or a long operation...
21 Apr, 2026, 11.15 AM IST
Repo rate cut: Your home loan interest, EMI burden set to dipSince all new, retail floating-rate home loans sanctioned after 1 October, 2019 are linked to an external benchmark, which is the repo rate...
08 Dec, 2025, 11.33 AM IST
Good days for home loan borrowers: EMIs to drop further after RBI cuts repo rateRBI repo rate cut: The fastest benefit of the repo rate cut reaches to floating rate loan borrowers. These are the borrowers who have taken...
05 Dec, 2025, 11.44 PM IST
How you can save Rs 15 lakh on a Rs 60 lakh home loan taken in overdraft formA home loan overdraft account lets you park surplus cash to slash interest payments while retaining access to your money, unlike traditiona...
20 Nov, 2025, 12.20 PM IST
Best way to prepay your home loan: Save Rs 7 lakh and pay off 36 months early with this prepayment strategyWith recent repo rate cuts by the RBI, home loan borrowers now have opportunities to accelerate their repayment. Strategies like utilising ...
06 Nov, 2025, 12.07 PM IST
HDFC Bank cuts these lending rates by 10 bps; check detailsHDFC Bank announces a cut in its MCLR. This benefits borrowers with loans linked to this benchmark. The reduction is up to 10 basis points ...
20 Jun, 2025, 03.42 PM IST
Rs 7.71 lakh savings on Rs 50 lakh home loan: Check how much you will save after RBI’s 50 bps repo rate cutIf you go for EMI reduction after interest rate reduction, it doesn't only lower your monthly outgo by reducing your EMI, it could also sla...
20 Jun, 2025, 12.31 PM IST
Good news for SBI borrowers: Bank reduces these lending rates by 25 basis points after repo rate cut by RBIFollowing RBI's repo rate cut, SBI has also reduced its EBLR, or external benchmark lending rate, and RLLR (repo-rate linked lending rate)....
15 Apr, 2025, 01.16 PM IST
Reduce home loan EMI or cut tenure? What will save you more on interest after RBI repo rate cut by 50 bps?Home loan EMI reduction: After a long time, the RBI has relieved the borrowers by cutting the repo rate successively by 50 basis points. Wi...
11 Apr, 2025, 01.36 PM IST
Good news for SBI home loan borrowers: EMIs to fall as the bank reduces the lending ratesState Bank of India (SBI) has reduced its External Benchmark-based Lending Rate (EBLR) and Repo Linked Lending Rate (RLLR) by 25 basis poin...
14 Feb, 2025, 06.37 PM IST
HDFC Bank cuts lending rates on these tenures; EMIs of these loans will be loweredHDFC Bank cuts lending rates: HDFC Bank has cut its marginal cost of funds-based lending rate (MCLR) on select tenures by up to 5 basis poi...
07 Jan, 2025, 05.51 PM IST
Will the wait of home loan borrowers for reduction in EMIs be a reality in October this year? Here’s how to make the best of falling ratesHome loan borrowers experiencing high EMIs may soon benefit from falling interest rates. Experts expect a rate cut cycle influenced by US F...
08 Aug, 2024, 12.39 PM IST
Home loan interest rates may fall by 50 bps or more in 2024; how to save more on your loanLast year home loan borrowers witnessed significant jump in their EMIs. However, the new year 2024 is likely to bring good news for them. E...
05 Jan, 2024, 11.25 AM IST
Easy way to get bank to cut your home loan EMI now without extending tenureSharp rise in interest rate has created a big dent in household budget of the most of the home loan borrowers as the EMIs have gone up arou...
21 Apr, 2023, 05.39 PM IST
Home loan:10 banks offering lowest home loan interest ratesWith the RBI increasing key policy rates since May 2022, many banks too have increased their lending rates in tandem. This is bad news for ...
16 Sep, 2022, 03.26 PM IST
SBI to pass on interest rate changes faster to home loan borrowers: Rates to be reset 6 monthlyThe State Bank of India latest announcement will help the borrowers whose loans are linked to the marginal cost of lending rate (MCLR) to b...
04 Sep, 2020, 04.20 PM IST
Don't opt for a lower EMI, shorten loan tenure insteadThe choice of lowering the EMI and keeping more money in hand may sound tempting. But it's best to reduce the tenure of the loan.
03 May, 2012, 10.06 AM IST