Retiring with Rs 2 crore corpus and need Rs 8 lakh a year? Know your ideal withdrawal rate with SWR formulaCutting through money jargon, one topic at a time. This week, Sanket Dhanorkar explains what is safe withdrawal rate and how you can ensure...
19 Oct, 2026, 11.56 AM IST
Delhi NCR families and the Rs 50 lakh wedding trap: CA warns about bigger cars, designer brands and lifestyle inflationCA Nitin Kaushik highlighted a lifestyle inflation trend among some families in Delhi NCR, where rising incomes can lead to bigger weddings...
22 Sep, 2026, 04.10 PM IST
Dubai, Abu Dhabi residents return to a new normal: ‘Neither war, nor peace’Six months into the Iran war, the UAE’s post-pandemic boom is facing its biggest test. Tourism, aviation, property and trade have taken a h...
14 Sep, 2026, 12.51 PM IST
You don’t need a Rs 2 lakh salary to be financially stable: CA shares important money habits that matter more than how much you earnCA Nitin Kaushik shared eight money habits that can help people build financial stability without earning a huge salary. He recommends trac...
10 Sep, 2026, 07.27 AM IST
‘A salary hike can make you poorer’: CA explains the lifestyle inflation trap that you must avoidCA Nitin Kaushik warned on X that a salary hike can make you poorer if lifestyle inflation outpaces income growth. He illustrated how a 50%...
23 Aug, 2026, 09.00 AM IST
FIRE isn't the finish line: Escape from 9-5 with early retirement is fine but finding purpose after financial freedom is crucialVamsi Ayyagari and Gajendra Sharma are among professionals who are leaving corporate jobs to follow their entrepreneurial dreams. They focu...
10 Aug, 2026, 11.37 AM IST
CA warns how 'no-cost EMIs' is keeping Indian middle class broke: ‘If you have to borrow for 36 months, you cannot afford it’CA Nitin Kaushik warns that “no cost EMIs” can leave India’s middle class financially stretched by encouraging lifestyle upgrades through d...
10 Aug, 2026, 08.01 AM IST
Rs 4 crore annual income, Rs 40 crore net worth. This client still lives in a rented home, says CACA Nitin Kaushik shared the example of a client earning Rs 3.5-4 crore annually with an estimated Rs 40 crore net worth who still lives in ...
21 Jul, 2026, 09.11 AM IST
Retirement planning: 7 golden rules you must consider for easy retirementRetirement planning should focus on generating sustainable income while ensuring the corpus lasts throughout life. Key factors include acco...
10 Jun, 2026, 11.04 AM IST
35-year-old spends Rs 1 lakh per month. CA explains why he will need at least Rs 13 crore to secure his futureRetirement planning is more than saving leftovers. Lifestyle costs increase significantly over time due to inflation. A 35-year-old spendin...
01 May, 2026, 07.43 AM IST
Rs 18 lakh cost today, Rs 1.37 crore tomorrow: CA issues warning against hidden enemy of personal financeChartered Accountant Nitin Kaushik has cautioned families about the long-term impact of inflation on household finances. Using the example ...
02 Sep, 2025, 10.22 PM IST
FINANCIAL TERM OF THE WEEK- INFLATION22 Oct, 2020, 06.10 PM IST
How can millennials combat lifestyle inflation?Millennials, who form a 47 percent share in the working-age population, are most vulnerable to this kind of inflation as they believe in in...
19 Oct, 2019, 11.27 PM IST
- ET in the classroom: Lifestyle Inflation
For most of the Indian middle class with high aspirations, the main reason why their salaries are never enough is they acquire expensive ta...
07 Jul, 2010, 01.18 AM IST
- Planning in the time of rising inflation
We all can work out our basic expenses based on how much we spend currently, but to plan for the future, we need to factor in inflation or ...
07 Jan, 2010, 01.28 AM IST
- People not taking high inflation seriously
Most people would agree that all of the above are true. And yet, many signs suggest we are not taking things as seriously as we might.
15 Jul, 2008, 08.57 AM IST
- What is lifestyle inflation?
Better paychecks enticed you to better standards of living. And with prices rising all around, you find yourself in a lifestyle trap. You a...
27 Jun, 2008, 12.21 AM IST