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LIFESTYLE EXPENSES
After endless wait for green card, Indian couple moves from San Francisco to settle down in Bengaluru with daughter: 'Feel we made the right decision'After spending nearly 15 years in the United States and facing years of uncertainty over their green card applications, entrepreneur Astha ...
Rs 1.2 lakh salary, yet nothing left by month-end. Bengaluru CA uncovers where all the money was goingMany professionals earn well but struggle with month-end finances. A Bengaluru CA shared a friend Rohan's story. Despite a Rs 1.2 lakh mont...
Rs 21,000 monthly expenses, scenic hill views, slower pace of life: Delhi man shares perks of working remotely from Manali. ‘Cheaper than Gurgaon ’ says internetA New Delhi professional, Ajay Sharma, relocated to Manali for a healthier lifestyle and lower expenses. He revealed his monthly living cos...
Bengaluru man reveals why he decided to walk away from corporate world: ‘I don’t want to spend the next decade…’A graphic designer, lacking a degree and passion for his work, left his corporate job after being laid off. Despite financial struggles, he...
Is Rs 1 crore really enough for retirement? CA calls it a ‘retirement trap’?A Rs 1 crore retirement corpus is a 'trap', not a milestone, warns Chartered Accountant Nitin Kaushik. With 6% inflation, its purchasing po...
Woman’s ₹40K monthly budget hack goes viral: Saves ₹7.2 lakh in 18 months, then quits her corporate jobA woman's viral Instagram post details her disciplined 18-month "corporate exit budget," saving ₹7.2 lakhs by cutting ₹40,000 monthly from ...
CA believes your monthly salary is one of the least important money numbers. Here's whyEarning a large salary does not automatically mean wealth. Chartered Accountant Nitin Kaushik explains that focusing on income alone is mis...
Psychology says your best friend might be the worst person to live with and the reason has nothing to do with friendshipPsychology suggests that friendship and roommate compatibility overlap, but they are not the same thing. Someone can be an excellent friend...
Retirement planning: 7 golden rules you must consider for easy retirementRetirement planning should focus on generating sustainable income while ensuring the corpus lasts throughout life. Key factors include acco...
Rs 1.5 lakh salary, top tech job, big city. Why this Bengaluru professional ended the month with just Rs 15,000A Bengaluru chartered accountant shared a reality check on high salaries, detailing how a Rs 1.5 lakh monthly income for a fresh tech gradu...
A Rs 10,000 SIP can turn into lakhs. CA shares a simple financial fix that can add Rs 10 lakh to your wealthChartered Accountant Nitin Kaushik warns against 'lifestyle creep,' where salary hikes are absorbed by increased spending, hindering wealth...
Rs 1 crore job in New York or Rs 25-30 LPA job in India? Man reveals the 'dark truth': 'About 25-30% of your salary...'A viral video highlights the reality of earning a crore in New York City. After taxes and high living costs, the actual disposable income i...
Bengaluru millennial couple reveals ₹1.66 lakh monthly expenses, sparks cost-of-living debateA Bengaluru couple's detailed breakdown of their ₹1.66 lakh monthly expenses for a family of three has gone viral, sparking debate on the c...
'Mumbai takes it back quietly': Investment banker reveals Rs 1.3 lakh monthly expenses with no vacations, sparks debate on savingsAn investment banker in Mumbai revealed a monthly expenditure of Rs 1.3 lakh, excluding vacations, for basic living expenses in Worli. This...
German car, designer bag, luxury watch? CA says none of these prove you're actually rich. Here's what really mattersCA Nitin Kaushik challenges the notion that luxury goods signify wealth. He argues that visible status symbols like premium cars or designe...
Pune woman says family of three spends ₹2.2 lakh a month despite owning EV and cooking at homeA Pune family of three revealed their monthly expenses total ₹2.2 lakh, sparking debate on living costs. Despite owning an EV and cooking a...
Pune couple spends Rs 2.2 lakh a month despite paying Rs 1,800 to maid and driving an EV. Here’s where the money goesA Pune couple's Rs 2.2 lakh monthly expenditure is sparking debate on urban Indian living costs. Despite cooking at home and using an EV, h...
Bigger paycheck, but same financial anxiety? CA explains the 'comfortable poverty' trapHigh earners often face 'comfortable poverty' despite salary hikes, as lifestyle inflation erodes financial security. Chartered accountant ...
Living in a 900 sq ft flat? CA says it could be the smartest wealth-building move you makeChartered Accountant Nitin Kaushik reveals a 'stealth wealth blueprint'. He explains that true financial strength is often unseen. People w...
Earning Rs 10 lakh a year and skipping Rs 150 gourmet coffee won't make you rich, warns CA and shares what will actually build wealthChartered Accountant Nitin Kaushik argues that focusing on small daily expense cuts distracts from the real wealth-building opportunity: in...