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LIFESTYLE CREEP
Rs 10 LPA to Rs 20 LPA, but still broke? CA warns about a lifestyle creep quietly draining your moneyProfessionals often feel financially stuck despite salary increases because expenses rise just as quickly as income. This phenomenon, known...20 May, 2026, 09.37 AM IST- Rs 30 LPA earner can be poorer than Rs 10 LPA one: CA explains the math of 'high income trap' that eats up your wealthA chartered accountant’s viral thread explains why earning a high salary does not always lead to real wealth. He points out that as income ...07 May, 2026, 02.12 PM IST
- Rs 40,00,00,000 to retire in India? Dezerv's co-founder's statement leaves internet shocked, netizens call it 'mind boggling'A wealth management co-founder's assertion that Indians need ₹40 crore to retire at 60 if their expenses are up to Rs 2 lakh has sparked de...30 Apr, 2026, 08.16 AM IST
- Tuesday Motivation by Canadian author Robin Sharma: 'Change is hardest at the beginning, messiest in the middle and...'Robin Sharma's quote, "Change is hardest at the beginning, messiest in the middle and best at the end," encapsulates the challenging yet re...21 Apr, 2026, 08.40 AM IST
- Boosting Rs 1.8 cr retirement corpus to Rs 9.1 cr: How your 8% salary hike can easily increase your SIP by 20%Boosting SIP investments beyond salary hikes can significantly amplify wealth creation. Increasing SIPs by 20% annually, compared to a flat...14 Apr, 2026, 04.04 PM IST
- Bengaluru CA quit Rs 28 LPA job: She warns of the ‘comfort trap’ 98% from starting upBengaluru professional Meenal Goel realized comfort, not fear, was hindering entrepreneurial dreams. Many professionals postpone their ambi...06 Apr, 2026, 09.22 AM IST
- Salary is the engine of your wealth only if you treat it right. CA suggests 4 simple ways to get it rightCA Nitin Kaushik reveals that your salary is the key to future wealth, not just investments. He emphasizes that how you manage your paychec...09 Jan, 2026, 05.45 PM IST
- 5 wealth-building money lessons CA says people learn too late in their livesA Chartered Accountant has outlined five key money lessons that many people realise only after years of chasing higher salaries and struggl...16 Dec, 2025, 11.09 PM IST
- Not your CTC. Not bonuses. CA shares one way to avoid financial anxiety and protect your moneyFinancial expert Abhishek Walia advises building your lifestyle on just 70% of your confirmed take-home pay. This crucial buffer, excluding...16 Dec, 2025, 05.07 PM IST
- Not your salary but these money mistakes quietly destroy wealth, warns CA. 4 lessons most learn too lateFinancial stress often persists despite rising salaries because wealth is lost through small delays and habits, not just big failures. CA N...16 Dec, 2025, 02.05 PM IST
- 'You don't need to earn more to save more', says CA as he advises one simple rule to change your money gameFinancial expert Abhishek Walia argues that managing money habits, not just income, dictates financial security. He highlights how lifestyl...15 Nov, 2025, 05.36 PM IST
- CA shares 9 money mistakes that keep the middle class stuck and quietly drain their wealthCA Nitin Kaushik highlights how small financial missteps erode wealth. He warns against mixing insurance and investments, co-signing loans,...11 Nov, 2025, 02.49 PM IST
- He earned Rs 80,000 per month and had no savings. CA shares the biggest mistake his client was makingA client earning ₹80,000 monthly for five years saw no net worth growth due to lifestyle creep. CA Abhishek Walia implemented a system wher...09 Oct, 2025, 03.38 PM IST
- Earning Rs 25 lakh but no savings and broke before month-end? CA decodes the money traps you should watch out forMany high-earning professionals, making Rs 20-30 lakh annually, find themselves broke by the end of the month due to unnoticed expenses and...23 Sep, 2025, 02.27 PM IST
- All you need to know about lifestyle inflation, how it impacts youIf you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 6...21 Jul, 2025, 06.30 AM IST
- Falling into debt trap is easy if we forget to save, invest as we earn more: How to keep lifestyle creep at bayWe get used to better things in life and slowly begin to expect them as a routine. Or we feel entitled to what we thought had been denied u...15 May, 2023, 06.30 AM IST
- Lifestyle creep sets in slowly, is hard to discard: 8-point checklist to keep a check on your spendingLifestyle creep is a silent killer when we let optional, discretionary, and avoidable expenses to become compulsory, mandatory and unavoida...11 Jan, 2021, 11.11 AM IST
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