They had IITs, ISB and high-paying jobs. Then all four walked away, choosing uncertainty over predictable careers. Was it a ‘huge mistake’?IIT-Kanpur graduate Kanak Agrawal shared how he and three others left high-paying jobs to build lives on their own terms. After spending fo...
07 Sep, 2026, 12.00 PM IST
Quote of the Day by John D. Rockefeller: “I never placed my head upon the pillow at night without reminding myself that...” — a powerful life lesson on humility, wealth preservation, self-discipline and why daily self-reckoning protects long-term prosperity by the legendary American industrialist known for building one of history’s largest private fortunesQuote of the Day by John D. Rockefeller: “I never placed my head upon the pillow at night without reminding myself that my success might on...
20 Aug, 2026, 10.30 PM IST
Earn more, spend more, stay broke: CA warns against the comfortable poverty of high-income earnersCA Nitin Kaushik warns that a higher salary does not automatically create wealth. He argues that lifestyle inflation, social media comparis...
04 Aug, 2026, 09.17 AM IST
Lavish wedding, Rs 15 lakh loan and zero savings: CA warns about a financial trap his friend will face for 5 yearsCA Nitin Kaushik highlighted the financial risks of funding a lavish wedding with debt after a close friend took a Rs 15 lakh loan despite ...
01 Aug, 2026, 12.47 PM IST
A Rs 10,000 SIP can turn into lakhs. CA shares a simple financial fix that can add Rs 10 lakh to your wealthChartered Accountant Nitin Kaushik warns against 'lifestyle creep,' where salary hikes are absorbed by increased spending, hindering wealth...
09 Jun, 2026, 09.28 AM IST
Spending Rs 10,000 extra today could cost you Rs 24 lakh later. CA warns against 50-30-20 financial ruleHigher salaries can lead to increased spending, hindering wealth creation. Chartered Accountant Nitin Kaushik explains the 50/30/20 budgeti...
25 May, 2026, 09.32 AM IST
Rs 10 LPA to Rs 20 LPA, but still broke? CA warns about a lifestyle creep quietly draining your moneyProfessionals often feel financially stuck despite salary increases because expenses rise just as quickly as income. This phenomenon, known...
20 May, 2026, 09.37 AM IST
Rs 30 LPA earner can be poorer than Rs 10 LPA one: CA explains the math of 'high income trap' that eats up your wealthA chartered accountant’s viral thread explains why earning a high salary does not always lead to real wealth. He points out that as income ...
07 May, 2026, 02.12 PM IST
5 wealth-building money lessons CA says people learn too late in their livesA Chartered Accountant has outlined five key money lessons that many people realise only after years of chasing higher salaries and struggl...
16 Dec, 2025, 11.09 PM IST
Not your CTC. Not bonuses. CA shares one way to avoid financial anxiety and protect your moneyFinancial expert Abhishek Walia advises building your lifestyle on just 70% of your confirmed take-home pay. This crucial buffer, excluding...
16 Dec, 2025, 05.07 PM IST
Not your salary but these money mistakes quietly destroy wealth, warns CA. 4 lessons most learn too lateFinancial stress often persists despite rising salaries because wealth is lost through small delays and habits, not just big failures. CA N...
16 Dec, 2025, 02.05 PM IST
'You don't need to earn more to save more', says CA as he advises one simple rule to change your money gameFinancial expert Abhishek Walia argues that managing money habits, not just income, dictates financial security. He highlights how lifestyl...
15 Nov, 2025, 05.36 PM IST
He earned Rs 80,000 per month and had no savings. CA shares the biggest mistake his client was makingA client earning ₹80,000 monthly for five years saw no net worth growth due to lifestyle creep. CA Abhishek Walia implemented a system wher...
09 Oct, 2025, 03.38 PM IST
Earning Rs 25 lakh but no savings and broke before month-end? CA decodes the money traps you should watch out forMany high-earning professionals, making Rs 20-30 lakh annually, find themselves broke by the end of the month due to unnoticed expenses and...
23 Sep, 2025, 02.27 PM IST
All you need to know about lifestyle inflation, how it impacts youIf you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 6...
21 Jul, 2025, 06.30 AM IST
Falling into debt trap is easy if we forget to save, invest as we earn more: How to keep lifestyle creep at bayWe get used to better things in life and slowly begin to expect them as a routine. Or we feel entitled to what we thought had been denied u...
15 May, 2023, 06.30 AM IST
Lifestyle creep sets in slowly, is hard to discard: 8-point checklist to keep a check on your spendingLifestyle creep is a silent killer when we let optional, discretionary, and avoidable expenses to become compulsory, mandatory and unavoida...
11 Jan, 2021, 11.11 AM IST