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LENDING CRITERIA
TVS Venu, Shruti Lohia-promoted firms to buy minority stakes in Jana Small Finance BankJana Small Finance Bank is raising Rs 728 crore by selling equity shares, with Shruti Lohia's firm set to acquire around 4% and TVS Venu Gr...
Muthoot Microfin plans to cut risk by bringing down group micro loan share to 60% by 2030, says CEO Sadaf SayeedMuthoot Microfin is shifting focus from unsecured loans to business diversification. The company aims to reduce its microfinance asset shar...
These 6 banking stocks have an upside potential of up to 24% in 1 year, according to analystsThe news flow is mixed in the case of banking stocks. The numbers so far this quarter suggest that all is well with the sector and banks ar...
How inflation and RBI repo rates influence personal loan interest ratesInflation's rise impacts living costs, prompting the RBI to manage it via the repo rate. Changes in this rate directly affect personal loan...
Indian banks pause gold imports as renewed FinMin notification on IGST hangs fire in FY27Banks in India have paused gold and silver imports since April 1, pending an annual government notification that provides tax clarity for b...
ET Most Innovative AI Product Awards 2026 highlights BFSI Transformation categoryThe ET Most Innovative AI Product Awards 2026 highlights AI innovation across 11 categories, with BFSI Transformation recognising financial...
These 9 banking stocks have an upside potential of up to 27% in 1 year, according to analystsWe are in times when a statement by US President Trump can cause crude oil prices to drop sharply and another by Iran can push them back up...
These 10 private and public banking stocks have an upside potential of up to 30% in one year, according to analystsAs far as fundamentals are concerned, most banks have continued to show improvement on critical parameters like NPAs. But if inflation rise...
RBI returns Ujjivan Small Finance Bank's application for universal bank licenceThe Reserve Bank of India has returned Ujjivan Small Finance Bank's application to become a universal bank. The central bank cited the need...
CreditAccess Grameen looks to scale down microfinance growth, says MD & CEO Ganesh NarayananCreditAccess Grameen, a leading NBFC-MFI, is shifting focus from microfinance to secured lending like home loans. The company aims to becom...
These 8 private and public banking stocks have an upside of up to 28% in one year, according to analystsThe markets will react to the two-week conditional ceasefire announced by US President Trump and accepted by Iran, also conditionally. Ther...
Why India's Gen Z and millennial borrowers are choosing app-based credit over traditional loansYoung Indians, particularly Gen Z and millennials, are increasingly opting for app-based credit over traditional banks. Driven by a need fo...
Banks will focus on cash flow-based lending in future: UCO Bank's Ajay VyasVarious SBI officials have advocated for cash flow-based lending models over the traditional asset-based or ratings-based ones. In cash flo...
Now, bots to decide eligibility criteria for a loan at lending firmsLending startups, which do not demand collateral or use CIBIL scores like traditional banks, are using machine learning and innovative meth...
Banking Amendment Bill another reform feather in UPA’s capThe UPA government tasted more legislative success, with the Lok Sabha passing the Banking Laws (Amendment) Bill, 2011, paving the way for ...
- Bihar govt not to deposit funds in 21 banks including Axis Bank, ICICI Bank
Bihar govt has decided against depositing funds in 21 public and private sector banks for their failure to provide loans to borrowers on th...
- Bank of England injects $40 bln into money markets
The Bank of England on Tuesday pumped another $40 billion into money markets in a bid to ease credit-crunch pressures.