Banks seek easing of guarantee curbs to draw more NRI fundsIndian banks are asking the Reserve Bank of India to remove a guarantee restriction. This move aims to attract money from the Indian diaspo...
01 Jun, 2026, 01.00 AM IST
Axis Bank raises $500 million in offshore loan from MUFGAxis Bank, India's third-largest private lender, has secured a $500 million offshore loan from Mitsubishi UFJ Financial Group. This three-y...
07 May, 2026, 04.40 PM IST
Indian banks pause gold imports as renewed FinMin notification on IGST hangs fire in FY27Banks in India have paused gold and silver imports since April 1, pending an annual government notification that provides tax clarity for b...
01 May, 2026, 11.46 AM IST
RBI declines pleas for more time, ECL to be effective from April 2027The Reserve Bank of India will implement a new Expected Credit Loss provisioning system from April 1, 2025. Banks must adopt this proactive...
28 Apr, 2026, 12.17 AM IST
Gold loan fintech companies build own loan books as RBI tightens normsGold loan fintech startups are pivoting from loan sourcing to building their own loan books due to tightened RBI regulations. Companies lik...
24 Apr, 2026, 06.00 AM IST
Basel III fragments as US, Europe and India take diverging paths on bank capital rulesFifteen years after its finalization, the Basel 3 accord's goal of uniform global banking rules has fragmented. National regulators are now...
15 Apr, 2026, 11.29 PM IST
RBI tightens co-lending rules to enhance risk sharing and transparencyReserve Bank of India has released new rules for co-lending between banks and NBFCs. Lenders must keep 10% of each loan. Default loss guara...
07 Aug, 2025, 12.13 AM IST
Banks back status quo on co-lendingBanks are urging the RBI to retain the existing co-lending model (CLM-2) alongside the proposed CLM-1, where loans are jointly originated a...
11 Jun, 2025, 11.40 PM IST
RBI's proposed blended interest rates in co-lending to benefit borrowers: ICRAICRA anticipates that Indian borrowers will benefit from the RBI's proposed 'blended interest rates' for co-lending loans. The draft framew...
17 Apr, 2025, 02.56 PM IST
RBI expands scope of co-lending pacts beyond priority-sector loansBanks must give 40% of the total loans to segments such as agriculture, micro, small and medium enterprises, export credit, education, hous...
09 Apr, 2025, 07.36 PM IST
Fintech firms’ NBFC co-lending biz under stress after RBI actionThere could be a direct impact on co-lending arrangements after the Reserve Bank of India’s (RBI) action on Navi and DMI Finance, two major...
18 Oct, 2024, 06.01 AM IST
No default loss cover diktat by RBI to hit peer-to-peer lending startupsRBI's ban on DLG for P2P platforms reshapes industry operations, impacting prominent startups. Regulator's actions aim to bolster governanc...
01 May, 2024, 11.45 AM IST
Lending service providers may have to provide digital view of all offers: RBIThe Reserve Bank of India (RBI) is considering new rules for digital lending, aiming to enhance transparency. The proposed guidelines would...
27 Apr, 2024, 12.47 AM IST
RBI issues guidelines for default loss guarantee, provides breather to fintechsThe regulator has capped the FLDG at 5%, and lenders need to have proper board-approved policies.
09 Jun, 2023, 11.54 AM IST
RBI permits FLDG between fintechs and banks, NBFCsIn guidelines issued in 2022, the RBI had indicated it was not in favour of such arrangements since they could encourage lenders to take on...
08 Jun, 2023, 09.06 PM IST
After online payments, digital loans, now P2P lending under RBI lensBharatPe, Jupiter and Cred are among the major consumer-focussed applications which work closely with NBFC P2P platforms.
06 Jun, 2023, 06.00 AM IST
Focus on governance, business conduct, data protection: RBI governor to fintechsAt a meeting with fintech firms, RBI governor Shaktikanta Das reiterated that the central bank would continue to adopt a 'participative and...
14 Dec, 2022, 06.26 PM IST