How gold ETFs, tax changes, and recycling incentives can reduce India’s dependence on gold importsOne of the objectives of the gold ETF was not merely financial innovation but to reduce, or at least postpone, the import of physical gold....
25 May, 2026, 11.05 AM IST
High gold prices, import duty hike to drag jewellery demand: CrisilIndian organized gold jewellery retailers anticipate a 13-15% sales volume decline this fiscal due to high gold prices and import curbs. De...
22 May, 2026, 01.25 PM IST
Gold loans rise 50% to Rs 19 lakh crore in FY26Gold jewellery loans have seen a massive 50 percent jump year-on-year, reaching ₹19 lakh crore. This makes it the fastest growing retail lo...
21 May, 2026, 01.20 AM IST
Higher gold import duty may boost gold loan demand, says Nirmal JainIncreased import duties on gold, while potentially impacting jewellery demand, present new opportunities for the gold loan industry. Higher...
13 May, 2026, 02.16 PM IST
What should you do with your gold investments after PM Modi urges people to postpone gold purchases?Prime Minister Modi urged citizens to postpone gold purchases to curb India's import bill amidst West Asia tensions. While the intention is...
13 May, 2026, 12.31 PM IST
CSB Bank cautious on gold loans, focuses on wholesale business, says MD Pralay MondalCSB Bank, a lender backed by Prem Watsa, is adopting a cautious stance on gold loans following global uncertainties. The bank intends to sh...
06 May, 2026, 08.29 AM IST
Global uncertainties impact gold loan prices; so CSB will remain cautiousIn light of recent fluctuations in gold prices prompted by international unrest, CSB Bank is reassessing its approach to gold-backed lendin...
06 May, 2026, 01.03 AM IST
Banks record robust 15.9% credit growth in FY26: Finance MinistryIndian banks saw strong credit growth of 15.9 percent in the 2025-26 fiscal year. This reflects a vibrant economy and high demand for loans...
05 May, 2026, 09.46 PM IST
CSB Bank cautious on gold loans, focuses on wholesale business, says MD Pralay MondalCSB Bank is turning cautious on gold loans amid price volatility linked to geopolitical tensions. The lender expects slower growth, shiftin...
05 May, 2026, 07.24 PM IST
Gold loans surge five time in two yearsBank loans against jewellery rose nearly fivefold to ₹4.6 lakh crore at the end of March from ₹93,301 crore two years ago, registering a 12...
30 Apr, 2026, 10.23 PM IST
Gold loan startups find new shine; Infy Q4 profit jumpsHappy Friday! Gold loan fintechs are moving towards building their own loan books. This and more in today's ETtech Morning Dispatch.
24 Apr, 2026, 07.38 AM IST
Indian household gold higher than gold reserves of world's top 10 central banks: AssochamIndia’s households now hold more gold than the top 10 central banks combined, with estimates ranging from $2.4 trillion to $10 trillion. As...
10 Apr, 2026, 05.34 PM IST
India’s household gold holdings now much larger than combined gold reserves of top 10 central banks: ASSOCHAMIndia's household gold holdings are now the world's largest, surpassing central bank reserves. ASSOCHAM says that channeling even a small p...
10 Apr, 2026, 04.58 PM IST
Bank lending moderates across sectors: RBIRBI data reveals a moderation in overall bank lending, slowing to 11.2% in April 2025. While retail loan growth decelerated due to declines...
30 May, 2025, 07.46 PM IST
RBI allows NBFCs to lend more against gold jewelleryRBI said it has decided to allow NBFCs to lend up to 75% of the value of gold jewellery deposited with them as collateral with immediate ef...
09 Jan, 2014, 05.29 AM IST
RBI tightens norms for lending against gold jewelleryTo standardise valuation, gold jewellery accepted as collateral will be valued at average of closing price of 22 carat gold for the precedi...
17 Sep, 2013, 02.47 PM IST
- RBI tightens norms for gold loan NBFCs; mandates 12% tier-I capital; Caps loans at 60% of value
RBI has directed that cos having half their assets in gold should have a minimum equity capital, or tier-I capital, of 12% by Apr '14.
22 Mar, 2012, 09.15 AM IST