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LENDERS TO BOTTOM OF THE PYRAMID
MFIs bounce back after 7 quarters of contraction and write-offsIndia's microfinance sector shows a strong rebound. The loan portfolio expanded significantly in the March quarter. This marks a recovery a...07 May, 2026, 12.55 PM IST- As costs remain high, MFIs raise ratesMicrofinance lending rates are rising for the poorest borrowers. This is happening despite a government credit guarantee scheme designed to...20 Apr, 2026, 01.01 AM IST
- Guardrails for MFIs need to continueIn a recent advisory, Sa-Dhan, a key player in the microfinance arena, underscores the necessity of upholding lending standards for financi...11 Apr, 2026, 09.52 AM IST
- Sa-Dhan backs continued microfinance guardrails, suggests RBI steering panelSa-Dhan, a microfinance self-regulator, recommends maintaining lending guardrails for bottom-of-the-pyramid customers. These rules aim to p...10 Apr, 2026, 08.10 PM IST
- Small finance banks make it big on micro revivalSmall finance banks in India have concluded fiscal year 2026 with robust business growth. These lenders experienced higher-than-average loa...06 Apr, 2026, 12.56 AM IST
- Microfinance sector back on track with higher-value loansThe microfinance market saw growth in February. The total loan book reached Rs 3.29 lakh cr. Loan disbursements increased. Portfolio qualit...30 Mar, 2026, 06.08 AM IST
- At bottom of the pyramid, 21 million small borrowers have dropped outTwenty-one million small borrowers exited formal finance. Lenders stopped new loans to those with overdue payments after a microfinance cri...17 Mar, 2026, 12.54 AM IST
- About 11 million microfinance borrowers out of the formal credit systemEleven million low-income borrowers have left India's formal credit system. Microfinance lenders reduced lending to those at the economic b...28 Nov, 2025, 10.02 PM IST
- Three-lenders cap makes micro borrowers fall in lineBorrowing by vulnerable economic groups is changing. The number of borrowers with many lenders decreased significantly. This reflects stric...19 Aug, 2025, 12.07 AM IST
- Microfinance company VFS Capital applies for small finance bank licenceVFS Capital, a veteran microfinance company in India, has filed for a small finance bank licence for the second time after a previous rejec...01 Jan, 2025, 09.11 PM IST
- Lenders see gold at bottom of the pyramidGold loan companies in India are accelerating growth plans, capitalizing on increased demand as microfinance lenders tighten credit. Muthoo...27 Nov, 2024, 01.28 PM IST
- Digital credit will add 1-2% to India's growth: Ashwini Vaishnaw to Google teamGoogle at the event announced that GPay will now enable the availability of reliable and responsible formal credit to people and small busi...25 Oct, 2023, 10.31 PM IST
- EZ Capital to offer Gold Loans alongside Dhanvarsha Finvest Limited23 Feb, 2022, 02.20 PM IST
- Microfinance lenders should not throw caution to the winds while chasing growth, says RBI's Rajeshwar Rao“While chasing higher asset growth and returns, lenders should not throw caution to the winds. Any slip-up through adverse actions of the M...27 Oct, 2021, 07.45 PM IST
- Annapurna Finance mobilises $30 mn in equity from Nuveen Global Impact"Nuveen’s expertise and funding will help us meet our expansion plans and we look forward to working with them to develop our climate initi...30 Mar, 2021, 02.46 PM IST
- Higher Mudra loans may not cause banking sector stress: Credit SuisseMUDRA is an initiative of the government to provide financial assistance for entrepreneurship to the bottom of the pyramid. It was set up l...08 Aug, 2016, 08.22 PM IST
- Don't make fortune out of poor: Rajan to micro lendersThe concept of the fortune at the bottom of the pyramid originally appeared in an article by Prahalad and Stuart L Hart in business journal...16 Nov, 2014, 02.58 PM IST
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