Want safer returns than FDs? How retail investors can earn 7.5-9% via bonds without taking riskAmidst interest rate volatility and global uncertainty, fixed-income investors are exploring safer alternatives to bank deposits. Experts s...
22 May, 2026, 09.39 AM IST
To give, first get to know: Why India’s everyday generosity matters more than everIndia witnesses widespread everyday giving, with households contributing billions annually. While generosity is abundant, most gifts are ad...
21 May, 2026, 11.34 PM IST
Is this why retirees still struggle despite a new Social Security COLA forecast? Two ways to earn 4% on your money before the COLA arrivesA projected 3.9% Social Security COLA adjustment is making headlines — but millions of retirees don't need to wait until October to protect...
20 May, 2026, 06.27 PM IST
Retiring with a large EPF corpus? Here’s how to allocate money across fixed income and mutual fundsRetirees with large EPF corpus need to balance safety with growth. Financial planners advise focusing on stable, tax-efficient income gener...
13 May, 2026, 11.27 AM IST
Want regular and reliable income in retirement? Here’s how G-Secs can help youGovernment Securities (G-Secs) offer retirees a safe, predictable income, but a G-Sec-heavy strategy alone can be eroded by inflation. Expe...
02 Apr, 2026, 10.25 AM IST
Should Certificates of Deposit (CDs) be part of your retirement savings plan? Pros and cons from an expertWith top CD rates still near 4%–5% in 2025, experts say CDs offer rare guaranteed income and principal protection. They won’t beat stocks l...
15 Dec, 2025, 04.15 PM IST
Can bonds build steady secondary income? Jiraaf’s Vineet Agarwal explainsSecondary income is crucial for evolving lifestyles and financial security. Amidst inflation and volatility, fixed-income instruments like ...
17 Nov, 2025, 11.42 AM IST
How Laddering Fixed Income Can Help You Stay Agile in an Uncertain World: Jiraaf's Strategy for FY26In FY26, retail investors should prioritize stability, predictability, and growth when building portfolios amid market volatility. Saurav G...
28 May, 2025, 12.41 PM IST
The yield curve is dead, long live customized durationTraditional yield curve strategies are becoming obsolete amid global volatility. Investors must now adopt tailored approaches like bond lad...
06 May, 2025, 01.11 PM IST
FD interest rates above 9%; use this strategy to maximise returns from fixed depositsMaximising returns from FDs: When you use a fixed deposit ladder, you don't need to predict interest rate changes to find the best time to ...
22 Jun, 2024, 02.02 PM IST
FD interest rate up to 8.1%: Top banks offering highest interest rates on 1-3 year fixed deposit tenuresHighest FD rates: Fixed deposits with terms ranging from one week to ten years are available for selection. Here are top banks fixed deposi...
06 Apr, 2024, 03.21 PM IST
Stable Money: Platform providing digital fixed-return investment opportunities launchedStable Money, an online marketplace for fixed-income investments, has been launched, allowing customers to compare FD interest rates from o...
13 Sep, 2023, 07.25 PM IST
ICICI Bank hikes FD interest rates by up to 40 bpsICICI Bank increased interest rates on fixed deposits (FDs) on select tenors by up to 40 basis points. The revised rates are effective from...
19 Aug, 2022, 09.57 AM IST
ICICI Bank hikes FD interest rates on select tenors againICICI Bank has increased fixed deposit (FD) interest rates on several tenors by 5 basis points for amounts less than Rs 2 crore. The highes...
22 Jun, 2022, 11.46 AM IST
Fixed deposit ladder can help you get the best returns from FDs now: Here's how and whyWhile keeping all eggs in one basket, or keeping one big FD of a long tenure, is a bad investment strategy in general, it has become all th...
15 Feb, 2022, 10.12 AM IST
Build a fixed income portfolio to tide over rate worriesInvestors wanting to avoid forecasting the direction of interest rates could consider a debt strategy called 'laddering', which involves bu...
25 Nov, 2021, 08.22 AM IST
Five tips for investing in fixed depositsIt may be a good time to open a fixed deposit and lock in at high levels before the interest rate cycle turns.
28 May, 2012, 09.00 AM IST