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JOINT ACCOUNT HOLDERS
How to dematerialise and transfer physical share certificates to legal heirs?ET Wealth Reader's Query: I recently found several bonds and share certificates in physical form belonging to my late father. How can I get...- Rs 20,000 monthly income from SCSS: How senior citizens can earn regular interest income for at least 5 yearsThe Senior Citizens Savings Scheme (SCSS) offers a stable 8.2% annual interest rate, ideal for retirees seeking predictable income. To earn...
- HDFC Mutual Fund limits subscription in its gold ETF and FoF. What this means for investors?HDFC Mutual Fund has temporarily restricted large lump-sum investments in its Gold ETF and Gold ETF Fund of Fund amid surging gold prices a...
- Rs 1 lakh investment in NSC: What will be maturity value after 5 years?National Savings Certificate provides a secure investment option. With a 7.7% interest rate, a Rs 1 lakh investment grows to over Rs 1.44 l...
- Sebi eases nomination rules for demat accounts, mutual funds. Check full detailsSEBI has relaxed nomination norms for demat accounts and mutual funds starting September 1, 2026. Nomination is mandatory for single holder...
- Claiming your inheritance by executing a Will: What legal heirs must know about nominees, probate and asset transfersExecuting a Will in India is often more complex than believed, involving numerous institutions and documentation hurdles. Nominees do not a...
- New PAN norms 2026: Where quoting is relaxed and where it’s now mandatoryNew Income Tax Rules, 2026 have relaxed PAN quoting for several transactions, including cash deposits and debit card applications. However,...
- Rs 2.46 lakh yearly income from SCSS: How senior citizens can earn regular interest incomeThe Senior Citizens Savings Scheme (SCSS) offers a high 8.2% interest rate for the April-June 2026 quarter, with a five-year tenure extenda...
- These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of up to 25%We are living in times when the morning may see conciliatory exchanges between the US and Iran, leading to a cooling in crude oil prices. B...
- 230% return on SGB premature redemption date: This gold bond has turned Rs 1 lakh investment into Rs 3.30 lakhThe Reserve Bank of India has set the premature redemption price for Sovereign Gold Bond SGB 2020-21 Series-I. Investors can redeem these b...
- 392% return on SGB premature redemption date: Gold bond turns Rs 1 lakh investment into Rs 4.92 lakhThe Reserve Bank of India has announced the premature redemption price for Sovereign Gold Bond SGB 2018-19 Series-II, set at Rs 15,219 per ...
- NSC interest rate 2026: Has National Savings Certificate interest rate changed for April-June quarter?National Savings Certificate interest rate: The National Savings Certificate offers an attractive interest rate for the April-June 2026 qua...
- SCSS interest rate 2026: Has Senior Citizen Savings Scheme interest rate changed for April-June quarter?Senior Citizen Savings Scheme interest rate : SCSS is a government-backed small savings scheme specifically designed for small-scale invest...
- 660 arrests, 499 FIRs, Rs 519 crore fraud: How Delhi Police's CyHawk 4.0 op caught cyber scamsters across 20+ states within 48 hoursDelhi Police concluded Operation CyHawk 4.0, a massive 48-hour coordinated strike against organized cybercrime syndicates across 20 states ...
- Sharing a credit card? How add-on cards work, who pays & what to watch out forAn add-on credit card is issued against an existing primary credit card account. The primary cardholder remains the account owner and the s...
- ‘Either-or-survivor’ clause lets the surviving joint account holder withdraw Fixed Deposit (FD) funds, but this does not make him or her the legal ownerJoint bank Fixed Deposit accounts often have an 'either or survivor' clause. This allows the surviving holder to access funds after the oth...
- How to delete the name of joint bank account holderHere is the process that is to be followed to delete the name of a joint bank account holder.
- 6 Smart things to know about how to operate joint accountsA brief look at everything you wanted to know about joint accounts.
- Nomination facility also available for joint account holders: RBIReserve Bank of India has advised banks to allow all depositors to use nomination facilities if they are willing to.
- Q & A: Banking and FinanceRepayment of FDs will be in tune with the operational instructions. Normally if there are 2 A/c holders, operational instructions will be ‘...
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