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INSURANCE POLICY RIDERS
Why Rs 1 crore term insurance cover in 2026 may not be enough for many familiesFamilies need more than ₹1 crore in term insurance. Rising expenses and loans mean a higher cover is essential. Experts suggest ₹1.5 crore ...- LIC introduces New Jeevan Sathi joint life plans: Check features, guaranteed additions and benefitsLIC new plans 2026: Life Insurance Corporation of India has launched two new joint life insurance savings plans, LIC’s New Jeevan Sathi Sin...
- Less than 24 hours in Hospital? Know about health insurance coverage for day care treatments, surgeries, and emergency proceduresMany policyholders believe health insurance claims require a 24-hour hospital stay. However, modern policies cover numerous treatments comp...
- Best ways to find the right health insurance policy: A comparison of ICICI Lombard, HDFC Ergo, Care, Niva Bupa, Tata AIG policiesChoosing a health insurance policy involves more than just premium cost. This comparison of leading Indian insurers highlights key features...
- Insurance cos expand war-risk cover in UAE as tensions riseWar-risk insurance is now available for everyday consumers in the UAE. Insurers are offering new policies for cars, cargo, and travel. This...
- Rush to take Rs 1 crore health cover as premiums shed tax loadIndians are increasingly opting for health insurance policies of ₹1 crore and above, driven by rising medical costs and greater awareness. ...
- India seeks Mythos access; Eternal's strong Q4Happy Wednesday! India is in talks with Anthropic and the US government to give homegrown companies access to Mythos. This and more in toda...
- Insurance dark patterns: How customers pay higher premiums and buy unnecessary add-ons online, explain Deloitte India’s Aakash Sharma & Suchintan ChatterjeeDeloitte India’s Aakash Sharma & Suchintan Chatterjee talk to Yasmin Hussain on insurance dark patterns.
- Life insurers log 16% premium growth in FY26 on GST relief, shift to high-margin productsIndia’s life insurance industry recorded a 16% rise in new business premiums to ₹4.59 lakh crore in FY26, driven by GST exemption benefits,...
- Pick your own health cover: How custom plans work and their hidden downsidesA health plan consists of a base plan and riders or add-ons. Earlier, the base plan comprised fixed features that could not be changed, and...
- NICU care can cost Rs 5,000-10,000 per day: Why parents should know about newborn coverage and its sub-limits in health insuranceParents buy maternity cover for delivery, but the bigger financial risk is complications after birth.
- NRI term insurance demand doubles in two years; younger buyers drive growthDemand for term insurance among Non-Resident Indians has doubled in two years, with a 35% month-on-month surge following West Asian tension...
- India’s group health insurance shifts to points-based flexible benefits as employees demand choiceThe landscape of group health insurance in India is undergoing a transformation. Organizations are shifting away from rigid, one-size-fits-...
- 6 differences between insurance policy riders and add-onsIf you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 2...
- Accidental disability can leave your term life insurance cover worthless; here’s how a disability income rider can helpThere are two types of additional protection through insurance riders. The first one is waiver of premium on permanent disability and the s...
- How to buy critical illness cover with life or health insurance policyA critical illness cover lapses once the payment is made by the insurer. Typically, the lump sum amount is paid to the policyholder post su...
- What are additional riders in an insurance policyRiders in insurance policies offer additional benefits with an insurance product.These are benefits that are not covered under standard ins...
- 6 smart things you must know about insurance policy ridersOpted for insurance policy riders. Here's a list of 6 smart things you need to know:
- Rider benefits in life insuranceTo identify the rider best suited for you, take into account factors such as age, regular mode of commuting to work and history of illnesse...
- Life insurers need IRDA nod for new ridersLife insurance companies will now have to seek sector regulator Insurance Regulatory and Development Authority’s (IRDA) approval before off...
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