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INOPERATIVE LOCKER
How to locate a deceased’s bank accounts, property, cryptocurrency and other assets in IndiaUnclaimed assets of deceased individuals pose a significant challenge in India. Vast sums lie unclaimed across banks, insurance, and provid...- Bank locker facility: Don’t sign that bank agreement until you know these chargesBanks offer safe deposit lockers for secure storage, with annual rent varying by size and location, payable in advance. Besides rent, charg...
- Major relief in KYC updation in your bank account: RBI empowers BCs to update KYCReserve Bank of India has updated KYC norms. Banking correspondent (BC) can now update KYC. This includes NGOs, SHGs, MFIs and even local k...
- Punjab National Bank (PNB) to close these bank accounts: Is your account affected? Check here to find outPunjab National Bank (PNB) has decided to close accounts where there has been no operation by the customer for the last three years and the...
- Will your bank locker get frozen if you don’t sign revised agreement by December 31?The RBI had asked banks to assist their clients in the execution of fresh/supplementary stamped agreements with their customers by taking m...
- Can bank remove contents from your locker due to non-payment of locker rent?The bank has been mandated to recover the rent and any other cost incurred by it and debit the customer account.
- Closing your bank account may take weeks if you don't check these 4 factorsIt is not uncommon to have multiple bank account and sometime people can not operate all of them and hence may need to close one. However, ...
- PNB issues revised locker agreement; asks customers to execute latest agreementIncorporating customer rights, Punjab National Bank has released a new/supplemental locker agreement. It has requested its locker-holder cu...
- 4 reasons when a bank can break open your locker
- When does an SBI locker become inoperativeBanks always recommend that you use your locker regularly, or at least once a year, to prevent inoperative status. Locker status may change...
- SBI locker: Know latest charges, revised guidelinesThe State Bank of India (SBI) has modified its locker rental fees, which vary by location and locker size. Here are the latest locker renta...
- Delhi HC dismisses PIL against RBI notification allowing exchange of Rs 2,000 note without IDDelhi High Court on Monday dismissed PIL challenging Reserve Bank of India and State Bank of India notifications, which permits the exchang...
- Supreme Court says banks must inform locker holders in writing before breaking them openBreaking open a locker without following the legal procedure would be construed as gross negligence on the part of the bank, a top court be...
- Modi move a huge blow to purchasing power, may backfire on PM: Swaminathan Aiyer“I am not sure that is entirely true. As a political gambit, this is a very risky gambit. It is going to cause a lot of pain to everybody. ...
- How to recover your forgotten stock investmentsClose to Rs 64,000 crore lies unclaimed in accounts. If you also have untraceable shares, some cos are ready to help you for a fee.
- Inoperative locker may unlock trouble for ownersHaving a locker in a bank and not operating it for a sustained period could well mean courting trouble for some category of bank customers.
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