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INOPERATIVE PPF ACCOUNT
How to activate inoperative PPF accountIf the account is inoperative, you can no longer claim loans against your PPF account, which could be troublesome if you foresee requiring ...
Last date for higher EPS pension, PAN-Aadhaar linking, investing in PMVVY, other money deadlines of 2023With the arrival of new year 2023, there are many deadlines which an individual should know. These deadlines are monetary which impacts you...
How to close a frozen PPF, Senior Citizen Savings Scheme, other small savings scheme accountThe Department of Posts decided to freeze certain small savings scheme accounts that had matured as of September 30, 2019, but had not yet ...
Make assets accessible to heirs: Take time to consider operational, procedural aspects of investingI do not tire of warning the perils of mindless investments parents make for children, in land and property. These assets are chunky, requi...
Here's the full list of unclaimed money accounts in PPF, NSC, other post office saving schemesAccording to the Senior Citizens' Welfare Fund Rules, 2016, the unclaimed amounts will be transferred from small savings and other savings ...
Tax on PF interest will change the way we invest in it: How the Budget hits your PFThis is not the first time the government has proposed to tax Provident Fund money. A significant number of salaried employees use the Volu...
VPF sweetest fixed income investment option despite B stingIf you want to invest more, the VPF is your best bet. In the 30% tax bracket, it would still give 5.85% returns, which is higher than what ...
After leaving job, how long will my EPF account earn interest? Will interest stay tax-free?Despite the tax on the interest, EPF continues to have the highest returns among small saving schemes. So it makes sense to make small peri...
Retirement planning: How to maximise returns from EPF, NPS investmentsIn the dynamic retirement landscape, EPF and NPS are critical pillars of your retirement planning.
I am moving to France for my new job. Can I keep my PF account active?If the contributions are not made to the PF account, then the account becomes inoperative. However, the account will continue to earn inter...
Unclaimed shares, insurance, deposits: How to find and get your dues backCrores of rupees are lying with banks, and other organisations. Here’s how you can get back your money.
Should an employee opt for a VPF as returns on other fixed-income instruments fall?These days, when interest rates in general are on their way down while the rate on EPF is still towering high, employees may consider incre...
Here's why you should not let your Employee Provident Fund lie idleInactive PF accounts stop earning interest after three years. You could lose thousands if you don’t transfer the account or withdraw the mo...
Finance ministry sets up panel to examine unclaimed deposits in PPF, bank & post office saving schemesFinance minister Arun Jaitley has given the go-ahead to the committee which will recommend how this amount can be used .
Finance Ministry sets up panel on unclaimed PPF, small savings depositsThe committee would suggest procedure to bring unclaimed deposits to a common pool, it said, adding that the panel would submit its report ...
- EPFO may reduce interest on PF deposits to 8.6% for 2011-12
EPFO may lower the interest rate on deposits to 8.6% for over 4.7 crore subscribers for 2011-12 to match it with the rate of PPF scheme.
- EPFO fails to fix interest rate, wants Finance Ministry to decide issue
Amid differences between representatives of employees and employers, the EPFO failed to take a decision on the interest rate to be paid.