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HOW TO BUDGET A HIGH SALARY
8th Pay Commission HRA calculator: Can HRA go up to Rs 1,93,000/month? HRA estimates for Level 14-18 employees at 2.0, 2.1, 2.28, 2.57 fitment factors8th pay commission calculator: The 8th Pay Commission has concluded its Kolkata meetings and extended the employee data submission deadline...
How to budget a Rs 12 lakh salary: Bengaluru CA shares a simple formula to divide your salary for savings, rent, family support and travelBengaluru CA Meenal Goel shared a budgeting plan for people earning Rs 12 lakh annually. She suggested investing 20% of the salary, buildin...
Don't miss the 4 months. Bengaluru techie says a simple strategy helped him switch jobs 4 times in 4 yearsBengaluru techie Abhay Singh says June to September helped him switch jobs four times in four years, urging candidates to apply widely thro...
Rs 12 LPA and stress-free vs Rs 27 LPA and trapped: Two friends reveal the truth about lifestyle inflationAnkit Pandey shared the contrasting financial journeys of two college friends, one earning Rs 12 LPA and another Rs 27 LPA. While the lower...
Bengaluru-based IIM graduate shares 5 money lessons of his Sindhi family, from loans to emergency fundBengaluru-based director and IIM Lucknow graduate Karan Lakhwani shared the money habits his Sindhi family has followed for years. From int...
10 Essential Skills Students Should Learn Before Their First JobA degree may help students qualify for their first job, but succeeding in the real world requires skills that are rarely taught in classroo...
Rs 1,800 EPF vs 12% of basic pay: Choosing Rs 1,800 monthly contribution can increase your in-hand salary, but is it worth?Employees face a choice between higher immediate income and a larger retirement fund. Reducing EPF contributions increases take-home pay bu...
The Rs 7.50 lakh myth: Why employer's NPS contribution must be included in salary for claiming deduction under Section 80CCD(2)As the due date for filing ITRs for AY 2026-27 approaches, many salaried taxpayers are finding that the ITR utility does not allow deductio...
Bengaluru CA, ex-KPMG employee, thought Rs 1 crore would make her rich. She was wrongHigh salaries do not guarantee financial freedom as lifestyle expenses often increase. Meenal Goel notes that income alone does not determi...
Does geography influence thinking? IIT alumnus compares Bengaluru and mountain life to explain why your surroundings shape your mindsetAn IIT Kanpur alumnus has shared a comparison between life in Bengaluru and a small mountain town, suggesting that where a person lives can...
From Satya Nadella to David Solomon: Five CEOs who accepted pay cuts despite no personal faultCorporate leaders are accepting pay cuts to show accountability for various company failures. Satya Nadella of Microsoft and David Solomon ...
Travel without taking office leaves: Influencer, who works 9-to-5, reveals how to manage frequent trips while doing full-time jobLifestyle and travel content creator Annie Sharma has shared how she manages to travel regularly without quitting her full-time 9-to-5 job....
Earning Rs 30 LPA does not mean you have 'made it to elite club': CA warns and shares the real-world mathA Rs 30 lakh annual salary is a significant achievement for many professionals. However, this income does not automatically ensure financia...
Financial literacy for students: The skills Indian schools still aren't teachingFinancial literacy for students refers to the ability to manage money: budgeting, saving, investing, and recognising fraud. Only 16.7% of I...
ITR filing 2026: Rs 15 lakh, Rs 20 lakh, and Rs 25 lakh salary; how much tax you could pay under new vs old tax regime?Salaried employees face a crucial tax decision between old and new regimes. The new tax regime offers lower tax liability across various in...
Higher take-home salary or bigger retirement corpus? How the proposed EPF change could affect your futureA government proposal may allow employees to voluntarily reduce their EPF contributions. This change could increase immediate take-home sal...
Employee denied salary for more than three years due to pending disciplinary case; he fights and wins in Odisha HC; court directs state govt to release duesThe Odisha High Court has ordered the state government to release pending salary for an employee denied wages for over three years due to a...
8th Pay Commission latest news: Odisha meetings, Railway inspection plan and other key developments you should knowThe 8th Pay Commission is actively consulting stakeholders across India, recently holding discussions in Bhubaneswar and planning for Kolka...
Rs 66,000 salary vs Rs 4.80 lakh salary: Techie breaks down income, expenses and savings in India, Germany and the USAA tech professional's online comparison of monthly income, expenses, and savings in India, Germany, and the USA has sparked widespread disc...
Rs 12 LPA as a fresher? Bengaluru CA explains how she'd split her salary to become wealthy by her 30sA Bengaluru CA outlines a smart strategy for freshers earning Rs 12 LPA, prioritizing wealth building over lavish spending. Her plan emphas...