He earns Rs 3 lakh monthly but Rs 15 lakh car is unaffordable: One money management trap that makes even high earner struggle financiallyA man earning an estimated Rs 3 lakh a month cannot comfortably afford a Rs 15 lakh to Rs 18 lakh car because much of his income is committ...
21 Oct, 2026, 10.19 PM IST
How a personal loan can help you manage planned and emergency expensesUnderstand how a personal loan can help you cover planned expenses and urgent financial needs, explore its benefits, and plan your EMIs bas...
20 Oct, 2026, 12.01 PM IST
Is ₹3 lakh enough for your emergency fund if you have a home loan, children and ageing parents?As Netflix plans to cut jobs, the importance of an emergency fund becomes paramount for households facing financial uncertainty. Discover h...
20 Oct, 2026, 11.11 AM IST
Home loan getting costlier? How a higher credit score can save you lakhs even when interest rates riseIn today’s competitive lending environment, many homeowners are successfully reducing their mortgage rates thanks to improved credit scores...
19 Oct, 2026, 08.35 PM IST
Home loan closed? 5 smart ways to use your surplus EMI money for insurance, retirement and emergenciesPeople often get emotional about closing their home loan early and start using a majority of their funds to aggressively pay off this oblig...
19 Oct, 2026, 11.15 AM IST
SBI increases home loan rates: How your Rs 30 lakh to Rs 1 crore home loan EMIs can be impacted; see calculationsIn response to a recent 25 bps hike, the State Bank of India has updated its home loan interest rates. Those linked to the External Benchma...
16 Oct, 2026, 05.44 PM IST
With Rs 50,000 salary, does a 6-month emergency fund mean having Rs 3 lakh? Practical tips to achieve the right amount6-month emergency fund with Rs 50,000 salary: While calculating the amount, you should count everything that still needs to be paid even wh...
16 Oct, 2026, 08.09 AM IST
Higher EMIs ahead on SBI loans: State Bank of India revises lending interest rates; Check latest EBLR, RLLR and MCLR ratesIn response to the recent uptick in the repo rate, State Bank of India has elevated its External Benchmark-linked Rates and the Repo Linked...
15 Oct, 2026, 12.17 PM IST
Navratri 2026: Top laptop deals across leading brands and budgetsCelebrate Navratri 2026 by enhancing your tech with new laptops! This festive season, leading brands like HP and Lenovo offer exciting deal...
14 Oct, 2026, 07.49 PM IST
Rs 2 lakh salary, Rs 30,000 missing every month?: CA warns high earners of money trap and shares where your money could be goingCA Nitin Kaushik highlighted a Rs 2 lakh monthly salary budget where Rs 30,000 remained unexplained after accounting for expenses, investme...
14 Oct, 2026, 09.41 AM IST
RBI repo rate hike: How home loan borrowers can reduce EMI and interest burdenExtending the tenure instead of raising EMIs will push up the interest outgo on your home loan.
12 Oct, 2026, 01.04 PM IST
Higher EMIs ahead: PNB, Bank of India, Bank of Baroda and Indian Bank raise lending rates; check detailsThe Reserve Bank of India increased the repo rate by 25 basis points during its monetary policy meeting. This hike prompted banks like Punj...
08 Oct, 2026, 12.35 PM IST
Lowest home loan interest rates after RBI repo rate hike: Check EMI on above Rs 30 lakh to 75 lakh loans at public & private banks, HFCsIn a recent move, the Reserve Bank of India has lifted the repo rate to 5.50% from 5.25%, impacting the landscape of home loan interest rat...
08 Oct, 2026, 09.44 AM IST
RBI rate hike: Your home loan EMI just went upThe monetary policy committee (MPC) voted unanimously for the increase and adopted a stance of "calibrated tightening". RBI Governor Sanjay...
08 Oct, 2026, 12.04 AM IST
Home loan EMI for these borrowers will go up as RBI increases repo rate by 25 bps: Know the impact on Rs 25 lakh-Rs 2 cr home loansRBI repo rate: Borrowers with home loans linked to External Benchmark Linked Rates will see an increase in their EMIs. The Reserve Bank of ...
07 Oct, 2026, 07.15 PM IST
Good news for HDFC Bank borrowers: Bank cuts lending rates across tenures by up to 15 bps; check latest listIn a move aimed at easing financial burdens for home loan borrowers, HDFC Bank has announced a decrease in its MCLR rates, effective from O...
07 Oct, 2026, 12.18 PM IST
Rs 15L wedding vs Rs 45L loan: Bengaluru CA warns of ‘5 years of financial pressure’ with Rs 1 lakh EMIA 27-year-old Reddit user questioned taking a Rs 45 lakh personal loan for a Rs 50 lakh wedding, despite his fiancée’s family offering a Rs...
06 Oct, 2026, 07.15 AM IST