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HOME LOAN EMI GUIDE
Gurgaon couple earning Rs 3 lakh a month said no to a Rs 2 crore flat: CA explains the financial reasonA Gurgaon couple earning Rs 3 lakh monthly decided against buying a Rs 2 crore flat after calculating the financial burden of a Rs 1.5 lakh...- Global interest rates are rising: Will RBI rates, home loan EMIs and investments be affected?Loans would get costlier if and when the RBI hikes interest rates. In floating-rate loans, EMIs would rise even for existing loans. However...
- Couple earning Rs 3 lakh per month reject Rs 1.5 lakh EMI: How they avoided a home loan trap, CA explains the mathA Gurgaon couple earning Rs 3 lakh a month decided against buying a Rs 2 crore home that would have required an EMI of around Rs 1.5 lakh. ...
- ₹2.5 lakh salary but 84% vanishes before month starts: 29-year-old married Bengaluru professional shares what looks like a story of every third corporate workerDespite a monthly income of ₹2.5 lakh, a Bengaluru professional finds himself under financial pressure due to hefty EMIs and credit card pa...
- How is Gen Z affording iPhones, cafés and weekend plans on Rs 30,000-50,000? CA explains the uncomfortable truthCA Nitin Kaushik explains why Gen Z’s expensive-looking lifestyle does not necessarily indicate higher wealth. iPhones, branded sneakers, c...
- Think buying a house is a smarter investment than renting? Bengaluru CA warns of a costly real estate trapBengaluru-based CA Meenal Goel challenges the belief that buying a house is always a smarter investment than renting. She suggests consider...
- Gurugram maid earns Rs 60,000, works across 5-6 homes and pays a land EMI. Top company executive says, 'She has zero safety net...'. What does her financial discipline look like?A Gurugram-based top company executive shared how his maid earns Rs 60,000 monthly while working across five to six homes and carefully man...
- You don’t need a Rs 2 lakh salary to be financially stable: CA shares important money habits that matter more than how much you earnCA Nitin Kaushik shared eight money habits that can help people build financial stability without earning a huge salary. He recommends trac...
- Student or parent: Who should be the primary borrower for education loan? Check repayment and tax implications before decidingDetermining whether a parent or a student should take on an education loan is an important decision. Although the student is the main borro...
- India's retail credit market shifts to rural, GenZ borrowers via digital platformsYounger consumers and rural households are driving India's retail credit market growth. These aspirational borrowers now account for most n...
- Need money urgently? Here's how to choose the right funding option.
- 'Rs 15 lakh car is not really a Rs 15 lakh decision': CA shares a financial checklist most buyers skipCA Nitin Kaushik says buying a car requires looking beyond the sticker price and EMI. Buyers should calculate the on-road cost, down paymen...
- Gen Z and homeownership: Has the aspiration of this generation to be a homeowner disappeared?Gen Z is not rejecting homeownership. It is becoming more deliberate about the financial equation behind it. For this generation, a sensibl...
- Rs 26 lakh salary, Rs 27,000 rent and Rs 24.5 lakh savings: Bengaluru woman is afraid to buy a house. Why?A Bengaluru woman earning Rs 26 lakh annually is considering whether to buy a home or continue renting for Rs 27,000 a month. Amit Arora sh...
- Thinking of guaranteeing a loan? Think again; here’s how your credit score could suffer if the borrower defaultsBecoming a loan guarantor creates significant financial and credit obligations for individuals. The guaranteed loan appears on your credit ...
- JM Financial initiates coverage on OnEMI Technology with Buy call, sees 28% upsideJM Financial has initiated coverage on OnEMI Technology Solutions with a Buy rating and a target price of Rs 385, implying around 28% upsid...
- Banks offer semi-fixed loans to deploy surplus liquidityBanks are deploying surplus liquidity through new mortgage products. HSBC and Kotak Mahindra Bank lead with semi-fixed home loan options. T...
- They earn Rs 4 lakh per month, have a Rs 4 crore home, yet can’t have kids. Investment expert reveals why: ‘The house won’t survive…’Being a couple with high-flying jobs and enviable networth doesnt mean all of your dreams come true. Taking to LinkedIn, one investment adv...
- Home loan top-up vs personal loan: Here's why your loan could cost you lakhs
- How much of your salary should go towards your home loan EMI?Homebuyers should assess their monthly surplus before applying for a home loan. An affordable EMI fits comfortably after essential expenses...
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