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GUARANTOR LOAN RESPONSIBILITY
He earns Rs 20 LPA, but father wants new house worth Rs 1.6 crore. 30-year-old stuck in loan vs savings dilemma seeks adviceA 30-year-old man earning Rs 20 lakh per year shared his dilemma online after his father planned to buy a Rs 1.6 crore house ahead of retir...20 Apr, 2026, 05.22 PM IST- Can banks touch your pension for loan default? J&K HC allows bank to recover guarantor dues due to this reasonThe Jammu and Kashmir High Court ruled that a bank can recover loan dues from a pensioner's account once the pension is credited. The court...18 Mar, 2026, 02.25 PM IST
- No more harassment calls for loan recovery? RBI to bring tough framework from July 1, 2026The Reserve Bank of India is introducing stricter loan recovery rules for banks, focusing on borrower protection and transparency. These ne...12 Feb, 2026, 07.02 PM IST
- How to increase your chances of getting personal loan approval in 2025Securing a personal loan in 2025 involves meeting eligibility criteria, including a CIBIL score of 750+, and clearing existing debts to str...02 Dec, 2025, 01.13 PM IST
- Rs 30 lakh savings but dad demands Rs 50 lakh: Techie caught between his financial planning and father's business dreamsA 27-year-old software engineer with Rs 30 lakh in savings and a young family is facing emotional and financial pressure from his retired f...15 Jul, 2025, 02.57 PM IST
- Are daughters entitled to the self-acquired properties of father?Readers'estate planning queries answered for the week.31 Jul, 2023, 06.30 AM IST
- What are your legal liabilities if you help your brother or sister take a loan or guarantee itIf you are a financial guarantor, you will be responsible for repaying the entire loan in case your sibling is unable to do so. The bank al...25 Jan, 2022, 10.12 AM IST
- Money & relationships: What if your brother asks you to be a loan guarantor?In the third part of the new series, ET Wealth talks about the consequences of being a guarantor and the questions to ask in order to avoid...25 Feb, 2019, 06.30 AM IST
- ET view: Insolvency regulator must change trackAt risk, is only the risk capital that the promoter has invested in the enterprise.09 Oct, 2018, 08.24 PM IST
- No moratorium for personal guarantors: Supreme CourtThe law mandates a moratorium of 180 days against a corporate debtor once insolvency proceedings start.15 Aug, 2018, 10.17 AM IST
- Responsible credit behaviour is cornerstone of financial freedomToday we have the freedom and opportunities to access finance for our goals and economic development in the form of loans and credit cards.17 Aug, 2015, 11.33 AM IST
- Things you should know before agreeing to be a guarantor for a loanBy standing guarantor for another person’s loan, you will reduce your own loan eligibility to the extent of the amount of loan that you sta...27 Apr, 2015, 08.31 AM IST
- Bill to amend Central Warehousing Corporations Act tabledThe government has also not given any guarantee besides the payment of minimum guaranteed dividend as required under some provisions of the...03 Mar, 2015, 06.06 PM IST
- Planning to stand surety? Think before signing on the dotted lineClearly, given the grave implications of standing surety under the changed circumstances, be extra cautious while entering into such an agr...11 Sep, 2014, 04.34 AM IST
- Before you turn a loan guarantor understand the financial liabilities you will incurIt is important to understand the financial liabilities you will incur since you may have to pay the dues if the borrower were to default.26 Nov, 2012, 08.31 AM IST
- Guarantor is as much responsible as borrower for loan repaymentIt is important to understand that as a guarantor on any form of loan, one is equally responsible to ensure the repayment of the loan.04 Nov, 2011, 01.26 AM IST
- Should you be a guarantor for a loan? Find outTake on the financial commitment only if you have the ability to repay a loan if the borrower defaults.30 May, 2011, 02.35 AM IST
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