Microfinance has become a double-edged sword, with substantial debt levels amassing to about ₹15,800 crore among borrowers juggling multipl...

Muthoot Microfin defied industry decline, growing assets by over 13%. The company improved its loan repayment rates and reduced bad loans. ...

Borrowers with more than ₹2.5 lakh outstanding showed a delinquency rate of 1.5% at the end of December, about 2.2x higher than those with ...

India’s gold loan market is seeing rising stress as borrowers take larger and multiple loans, pushing up delinquency rates and credit risk,...

Non-banking finance companies anticipate strong growth in the upcoming quarter. However, rising funding costs may limit profit margins. Ana...

Gold prices have dropped over 15%, but India's gold loan NBFCs remain stable due to strong collateral buffers. Fitch Ratings notes that a f...

Banks are now favouring borrowers with top credit scores. This shift reflects caution in lending. New customers are also getting fewer loan...

Lenders are prioritizing borrowers with strong credit histories and higher loan amounts, leading to a decline in new-to-credit customers. D...

India’s NBFC sector continues to grow rapidly, outpacing banks, but Moody’s warns of rising delinquencies in vehicle loans, microfinance, s...

Rising gold prices are helping small businesses and reducing loan defaults. Lenders like Muthoot Finance and Manappuram Finance are auction...

"Gold loan securitisation volumes were about Rs 4,400 crore in H1 FY2022 (similar to volumes seen in H1 FY2021) forming 10 per cent of the ...

RBI data showed that at the end of FY21, total value of gold loans outstanding was nearly Rs 60,500 crore - up 82% on the year. In FY22, th...

Gold loan and home loan NBFCs will be least impacted whereas unsecured loans, MSME loans and wholesale loans will be more impacted given th...

Gold loans would be preferred also because NBFCs and banks have tightened their underwriting norms for other loans, leading to cautious len...

A report by TransUnion Cibil (TUCIBIL) has shown that the overall delinquency rates in retail have been stable while variation in delinquen...

Delinquency rate of loans that are delinquent beyond 90 days stood at 2.16% as of Q4 of calendar year -16, a 0.06% decrease from Q3 of 2016

The loan portfolio has grown by 6.5%, with secured mortgage, auto and gold loans leading the pack, says the second edition of Equifax's Ind...