Searched for
GOLD LOAN DEFAULTS
Pakistan's Gen Z taking to investing in stocks in big way, claim stock managersPakistan's Gen Z is driving new accounts on the stock exchange, making up 41% of openings in FY25-26. Despite this surge, overall investmen...
When a small footnote is used as a tool to make a weak balance sheet look strongThis is the uncomfortable truth about company accounts. A number on a balance sheet is not always cash that will return, and a liability tu...
India's consumption story coming back to life and the timing couldn't be better: Ashi AnandIndian consumers are set for a strong recovery. Falling interest rates and potential oil price drops are boosting confidence. Tax cuts are ...
Those willing to look beyond the fog of war: 5 large-caps from different sectors with upside potential of up to 28%The news mix could not be more confusing. On the one hand, the US House voted to halt Trump’s Iran war, and Israel and Lebanon again agreed...
Over-leveraged borrowers put Rs 15,800 crore microfinance portfolio at riskMicrofinance has become a double-edged sword, with substantial debt levels amassing to about ₹15,800 crore among borrowers juggling multipl...
Spicier than jhalmuri: The Rs 1.7 lakh crore fiscal bite hidden in state election resultsWhat looked like a light-hearted campaign moment during PM Narendra Modi’s West Bengal trail has now turned into a major fiscal concern aft...
Gold loan guide: 7 things you must know before you pledge your gold
Gold loan fintech companies build own loan books as RBI tightens normsGold loan fintech startups are pivoting from loan sourcing to building their own loan books due to tightened RBI regulations. Companies lik...
How secured loans can open new doors to credit-based growth for MSMEsSecured loans offer MSMEs a pathway into the formal credit system, eliminating the need for years of audited financials or a long operation...
Gold loan delinquency rates send red signalBorrowers with more than ₹2.5 lakh outstanding showed a delinquency rate of 1.5% at the end of December, about 2.2x higher than those with ...
Gold Loan: Borrowers with big exposure more prone to default, says TransUnion Cibil reportIndia’s gold loan market is seeing rising stress as borrowers take larger and multiple loans, pushing up delinquency rates and credit risk,...
Action to be taken if gold auction norms violated by banks, NBFCS: FM Nirmala SitharamanFinance Minister Nirmala Sitharaman assured action against violations of gold auction processes by banks and NBFCs in case of loan defaults...
RBI asks for info on gold loan fraudsThe Reserve Bank of India has asked banks to share info on gold loan frauds and review lending processes after employees manipulated the sy...
Gold auctions by lenders spike amid loan defaultsNBFCs auction mortgaged gold if customers fail to repay the loans in time. Many small businesses had taken gold loans soon after the withdr...
Manappuram Finance is underperforming the market: Why it is stock pick of the weekLoan demand from micro and small enterprises are expected to improve from the second quarter as they will need capital to restart businesse...
Muthoot Finance valuation reasonable despite outperformance: Here's why it is stock pick of the weekMuthoot Finance, despite having significantly outperformed other NBFCs in the past six months, is currently trading at reasonable valuation...
How to take loan against goldThe amount of loan depends upon the kind of security that is deposited in the form of gold and the applicant's repayment capacity.
Gold price fluctuation wont impact loan portfolios: Association of Gold Loan CompaniesThe Association Of Gold Loan Cos India said a 15-20% fluctuation in gold prices will not have any significant impact on the portfolios of g...
Gold's recent fall likely to take sheen off NBFCsFor the first time, the business of lending against gold has come under stress following the sharp fall in the price in recent weeks.
Should you bet on gold loan companies?After the revised RBI norms and the adverse impact of fall in gold prices, it would be prudent to limit your exposure to such firms.