CSB Bank, a lender backed by Prem Watsa, is adopting a cautious stance on gold loans following global uncertainties. The bank intends to sh...

In light of recent fluctuations in gold prices prompted by international unrest, CSB Bank is reassessing its approach to gold-backed lendin...

CSB Bank is turning cautious on gold loans amid price volatility linked to geopolitical tensions. The lender expects slower growth, shiftin...

Gold prices have dropped over 15%, but India's gold loan NBFCs remain stable due to strong collateral buffers. Fitch Ratings notes that a f...

RBI's revised gold loan regulations, featuring a higher loan-to-value (LTV) ceiling, are expected to bolster growth for gold loan-focused N...

Under the revised regulations issued late evening, the RBI introduced differentiated loan-to-value (LTV) limits for consumption loans again...

Gold loan draft rules: RBI has issued a draft for uniform guidelines on gold loans across banks and NBFCs. These proposals can impact how y...

Last September, the central bank directed lenders to follow rules after it observed deficiencies in processes like loan appraisal, end-use ...

Crisil Ratings on Tuesday said that assets under management (AUM) of non-banking financial companies (NBFCs) that primarily offer loans aga...

However, banks that were aggressively disbursing gold loans during the last fiscal may see some impact on their asset quality, Crisil Ratin...

Gold loans would be preferred also because NBFCs and banks have tightened their underwriting norms for other loans, leading to cautious len...

The companies feel that if their LTV is increased at par with banks, they will be able to cater to the financial requirements of a larger s...

Last week, the Reserve Bank of India (RBI) had increased the permissible LTV ratio for loans against pledge of gold ornaments and jewellery...

The RBI had on Thursday increased the LTV ratio for gold loans by banks to 90 per cent from the earlier 75 per cent, in a bid to make money...

Average gold price in India has shot up by nearly 40% in the past six months amid volatile equity market and dwindling economic growth due ...

The step was to ensure a level-playing field withthe banks which were lending at 60% LTV ratio as against 80% or 85% at higher interest rat...

Analysts pointed out that the clampdown will erode the margins of gold financing companies and curtail growth.