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Retail loan stress is the new growth driver for ARCsDuring 2025-26, ARCs acquired stressed debt worth more than Rs 2 lakh cr, comprising Rs 1.5 lakh cr of corporate loans and Rs 50,000 cr of ...- Companies give Bond Street a pass, take bank route for fundsCorporate borrowers are increasingly favoring bank loans over bond issuances as rising capital market yields diminish the cost advantage of...
- India’s credit card market expands to 119 million, PSU banks gain in spendsIndia's credit card market has surpassed 119 million cards. HDFC Bank, SBI Cards, ICICI Bank, and Axis Bank dominate this sector. HDFC Bank...
- MTM losses likely for lenders as yields on govt bonds hit 12-month highRising sovereign bond yields are expected to cause significant mark-to-market losses for banks in the March quarter. Despite RBI's open mar...
- Spread on fresh loans widens as banks keep eye on marginsNew rupee loan spreads widened year-on-year to 3.01% in January as banks maintained firm borrowing costs to protect margins despite central...
- Foreign banks' credit card base shrinks as local rivals step upData released by the Reserve Bank of India (RBI) shows that several foreign lenders saw a decline in their active card base in 2025, even a...
- RBI proposes exempting NBFCs under ₹1,000 crore assets from registration to ease complianceThe Reserve Bank of India is proposing to exempt smaller non-banking finance companies from registration. Firms with assets under one thous...
- Vinay Tonse's appointment hints at a cautious approach at Yes BankYES Bank has appointed Vinay Tonse as its new Managing Director. This move signals a measured leadership approach by its new promoter, Sumi...
- Private banks step up write-offs despite benign NPA ratios in December quarterIndian private banks increased loan write-offs by over 22% in the December quarter. This move aims to clean balance sheets. Despite low rep...
- Weighted average lending rates on fresh rupee loans rise to 8.71% in November as state-run banks hike ratesLending rates on fresh rupee loans rose by 10 basis points to 8.71% in November 2025, driven by state-run banks. This increase reflects ris...
- Lending rates edge up to 8.7% as fresh loans get costlierState-run banks led the increase, raising lending rates by 16 bps month-on-month to 8.05%, while rates at private banks remained unchanged ...
- Despite the stress, big banks keep playing credit cardsSeveral mid-sized lenders, including Kotak Mahindra Bank, RBL Bank, and IndusInd Bank, are slowing new credit card issuances due to ongoing...
- Banks and NBFCs step up stressed asset sales to clean up booksLenders aggressively sold bad loans in September quarter. Retail bad loan sales nearly doubled. Corporate bad loan sales also saw a signifi...
- Mid-sized lenders tap foreign links, tech to gain scaleIndian banks are experiencing a surge of foreign investment that’s akin to a refreshing breeze in a competitive atmosphere. This wave of in...
- NBFCs grab a bigger personal loan share amid bank cautionNon-bank lenders are increasing their hold on the personal loan market. Data shows NBFCs' share in new personal loans has risen significant...
- Banks to lend more to the rich to push mortgage growthBanks are strategically targeting the luxury housing market to boost mortgage growth, offering tailored loan products to affluent buyers se...
- Banks remain wary of NBFCs despite lower risk weightsFollowing the RBI's restoration of risk weights, bank lending to NBFCs has slowed significantly, growing only 2.6% in the first four months...
- Indians with ticket to travel give credit card spends a boostCredit card spending saw a boost in May, reaching ₹1.9 lakh cr. This marks an increase from the previous year. New card issuances also rose...
- Gold loans may soon come with monthly payment plansIn a circular on September 30, regulator RBI pointed out irregularities in granting loans against gold ornaments and jewellery. This was af...
- Paytm bank RBI crackdown may just be the start? Banks’ rush for clients set for reckoningPaytm: Indian regulators are cracking down on potential fraud in the financial sector, starting with Paytm. The Reserve Bank of India is ge...
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