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FORMAL CREDIT FOR MSMES
India's MSME growth remains concentrated despite expansion in credit and formalisation: ReportThe study highlights the geography of MSME growth in India and calls for more balanced, targeted expansion of enterprise activity and forma...
M1xchange’s S2S platform crosses Rs1,400 Crore YTD throughputM1xchange's deep-tier financing platform has achieved a significant milestone, crossing Rs1,400 crore in throughput. This platform enables ...
Born out of microfinance, Bandhan Bank now bets big on AI and digital bankingAs Bandhan Bank accelerates its transition from a microfinance-led institution into a universal bank, Executive Director & COO Ratan Kumar ...
India shaping global thinking on digital finance: PK MishraIndia is leading global digital finance discussions. Its digital public infrastructure is being studied worldwide. The Unified Payments Int...
SBI chief flags risks in rapid growth in digital finance, stresses trust-based innovationState Bank of India Chairman C S Setty highlighted emerging risks in digital finance and platform lending. He stressed that financial syste...
Mythos: A challenge for the Indian banking systemClaude Mythos, a cutting-edge AI tool, has unearthed significant weaknesses in cybersecurity systems. In response, Indian authorities are s...
India’s exporters are winning. The money hasn’t caught upExtended transit and receivable cycles, coupled with currency volatility, are straining liquidity. Despite policy interventions, a substant...
ET Awards: Sitharaman flags AI threat and global risks, says reforms on the way to support India Inc growthFinance Minister Nirmala Sitharaman is preparing new reforms to ease business compliance. She believes strong domestic consumption will hel...
Branching out just got easier for NBFCsThe Reserve Bank of India has eased branch opening rules for NBFCs. This move helps gold loan NBFCs expand their reach. It allows them to p...
HDFC Bank's Atanu Chakraborty episode may not be dramatic for lender's financial showHDFC Bank posted a strong FY26 performance despite recent governance-related headlines and leadership changes, with CreditSights noting tha...
How secured loans can open new doors to credit-based growth for MSMEsSecured loans offer MSMEs a pathway into the formal credit system, eliminating the need for years of audited financials or a long operation...
Beyond wage protest: Bureaucracy, compliance burden strain Noida-Greater Noida MSMEsIndustry stakeholders say legacy bureaucratic systems and entrenched administrative practices are undermining MSMEs’ momentum in the region.
Liquidity unlocked, access denied: With rating rules, how TReDS leaves most MSMEs behindDespite the government’s TReDS push, experts say the RBI’s move to ease onboarding lacks clarity as credit ratings continue to be a key bot...
NABARD launches Rs 2.62 lakh crore credit plan for Delhi; proposes ‘nano, mini’ units to boost MSME accessThe plan emphasises inclusive credit planning and tailored development pathways for balanced growth across the National Capital Territory.
Mudra loans cross Rs 40 lakh crore, Nirmala Sitharaman hails MSME credit pushThe Pradhan Mantri Mudra Yojana has empowered millions of entrepreneurs. Over 577.9 million loans totaling ₹40.07 lakh crore have been disb...
Mudra to empower entrepreneurs; make them active participants in march towards Viksit Bharat: FMAs the Pradhan Mantri MUDRA Yojana celebrates its 11th anniversary, it celebrates the spirit of entrepreneurship that thrives across India....
As India's MSME sector matures, IDBI Bank's Sumit Phakka says the lending framework must keep paceIndia's small businesses are now driving economic growth. New government budgets are boosting MSME financing and support. Digital tools are...
RBI Governor Sanjay Malhotra says improving timely credit access to MSMEs remains key policy priorityRBI Governor Sanjay Malhotra met with MSME representatives, wherein he stressed that better access to formal credit for MSMEs is a top prio...
Financial credit a challenge for almost half of women entrepreneurs in MSMEs: reportA ‘Bharat Women Aspiration Index Report’ by Tide India reveals a critical gap: 95% of surveyed women lack awareness of government schemes t...
What makes NBFCs a better choice for lending to MSME sectorOver the last decade, we have worked with a number of NBFCs lending to MSMEs.