Parents buy maternity cover for delivery, but the bigger financial risk is complications after birth.

Choosing between family floater and individual health insurance plans involves weighing shared coverage against dedicated protection. While...

If you are planning to start a family and depending upon your corporate health insurance policy then you need to check whether it offers ad...

The nominal discounts being offered on premium are not worth the restrictions placed on mileage.

Your decision to take an individual or family health plan should not be based only on cost but also on the flexibility to tailor the insura...

If you have a family history or if one member has an adverse health condition, buying individual health cover will help in the long run.

The premium for family floater is based on the age of the oldest member. Hence, including elderly parents in the floater plan will mean pay...

A health insurance floater policy of Rs 5 lakh is sufficient in most parts of the country but it may not be adequate if you live in a metro.

Insurance analysts say that office healthcare cover may prove to be inadequate as treatment costs go sky high and insurance benefits are cu...

According to insurance experts, these individuals are taking a calculated risk as they assume that all members of the family may not requir...

These policies allow the customer to buy a cover with a single 'floating' sum insured for, rather than buying individual covers for a famil...

Family floater health policies cover the entire family, including spouse and kids, under one plan for a specific amount. It’s a cost-effect...

You now have a third option of buying a health insurance plan that will cover not only your parents, but also in-laws, siblings and even co...

Family floater policies have become popular with many, as buying a floater policy is cheaper than buying individual covers for each member ...

Such an insurance plan is a good option when family is young, but it may not prove cost-efficient if there is an older person or grown up k...

An individual plan covers only the policyholder, whereasafamilyfloatercoversthe entire family, usually comprising self, spouse and two depe...

Vijay, a middle-level manager with an MNC, was doing well in his job. He was happy that his employer provided him with a personal accident ...