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FINTECH CREDIT DISBURSAL
RBI says UPI-linked credit lines must follow same rules as traditional loans; Closes regulatory arbitrageThe Reserve Bank of India has mandated uniform prudential treatment for all credit facilities, including those disbursed via UPI. This move...
Fintech lenders corner 77% of India's personal loan market by volume in FY26Fintech lenders now lead India's personal loan market by loan count. These digital NBFCs are disbursing small-ticket loans, reaching more c...
Unified Lending Interface is a good start. Now comes the hard partIndia's new Unified Lending Interface, ULI, promises to fix credit access. However, its true impact depends on fintech companies.
From lottery draws to fiscal spending, China broadens digital yuan footprintIn a series of measures, many revealed here for the first time, the People's Bank of China (PBOC) is giving banks policy incentives and beh...
Fuelled by lending boom, DPDzero bets big on AI-led debt recoveryAs India’s unsecured lending boom accelerates, collections are emerging as the next major battleground for fintechs and lenders.
Credit at the tap: The opportunities and risks of India’s digital lending boomIndia's digital lending is rapidly transforming credit access, with mobile apps now disbursing significant loan volumes, especially to youn...
Amazon primes a Blinkit showdown; New insurance models prop upHappy Tuesday! Amazon's late but strong push into quick commerce is unsettling market leader Blinkit. This and more in today's ETtech Morni...
Insurance companies see a growth path in ecommerce, fintech embedded modelsEmbedded insurance is expanding in ecommerce and fintech, with payment and online retail platforms bundling protection for merchants. Start...
Relief now, risk later? ECLGS 5.0 aims to ease MSME stress, industry flags risks in moratorium termsECLGS 5.0 is meant to cushion MSMEs from the impact of the US-Iran war, but will it really help small businesses, industry questions.
PB Fintech shares in focus after Q4 net profit jumps 54% to Rs 261 crore; revenue up 36%PB Fintech reported a 54% year-on-year rise in March-quarter net profit to Rs 261 crore, driven by strong insurance premium growth and impr...
PB Fintech Q4 Results: Profit jumps 54% to Rs 261 crorePB Fintech reported a 54% rise in Q4 profit driven by strong insurance premium growth, higher renewal income and steady lending momentum. R...
PB Fintech Q4 results: Revenue up 36% to Rs 2,061 crore, net profit up 54% YoYPolicybazaar's parent, PB Fintech, saw a significant surge in operating revenue to Rs 2,061 crore, driven by online insurance premiums. Net...
Financial resilience must include India’s credit-invisible workforceIndia's strong digital finance infrastructure faces a challenge. Many informal workers lack financial resilience due to volatile incomes an...
Lending winter is sending chills to listed fintech companiesThe slowdown in unsecured consumer loans is affecting fintechs like Paytm, MobiKwik, and Paisabazaar, with significant drops in loan disbur...
Fintech players disbursed nearly Rs 34,000 crore in Q3 FY24, up 46% on year:A new report presented insights into the disbursement trends for the quarter from 37 members of Fintech Association for Consumer Empowermen...
Fintech lenders may face the brunt of RBI’s tightening of capital norms for unsecured lendingGiven that fintechs have mostly focussed on disrupting unsecured personal loans, consumer durable loans, credit cards and gold loans throug...
Paisabazaar looks to clock net profits in FY24, bets big on co-created productsThis comes on the back of PB Fintech reporting a significantly lower March-quarter net loss of Rs 9 crore compared with Rs 220 crore in the...
Personal loans account for 96% of all fintech lendings, mostly below Rs 5,000: ReportPersonal loans remained the dominant product accounting for 96% of the volume. However, given the difference in ticket size across products...
Card-based fintechs switch to plan B for biz continuitySeveral fintech firms have reached out to leading banks to explore alternative credit models, sources told ET. These include opening a bank...
Payments Council seeks government help post RBI’s fintech orderThe council - under the Internet and Mobile Association of India (IAMAI) - said wallets that comply fully with know your customer (KYC) nor...