Stringent data localisation norms might impair fraud detection: Scott Zoldi of FicoThe firm, known for its credit scoring models for homebuyers in the US, offers analytics solutions for all forms of customer underwriting b...
US consumers feel the heat as early signs of stress surface in credit healthThe findings present a contrast to the relatively upbeat tone struck by several of the country’s largest banks. Lenders have argued that co...
FICO stock crashes over 10% after Fannie and Freddie embrace VantageScore 4.0 - here’s why it mattersFICO stock declined as Fannie Mae and Freddie Mac will now permit lenders to use VantageScore 4.0. This decision increases competition in c...
VantageScore 4.0 just got a major boost - what it means for your credit and loansVantageScore 4.0 gets a boost from the US Federal Housing FHFA director. Fannie and Freddie will now allow lenders to use VantageScore 4.0....
US' credit score hangover hitting riskiest borrowers. Are there more troubles ahead?Credit scores in United States of America soared during the pandemic, enabling a borrowing binge that has now forced a reckoning. Even for ...
Top tribal loans for bad credit in 2023: No credit check, guaranteed approvalGuide on top tribal loans for bad credit in 2023. Read to know more
India Stack will be transformative for Indian credit ecosystem: William Lansing, Global CEO, Fico"In India, due to the government's management of infrastructure, we'll quickly understand consumer behaviours that took other countries dec...
Slovak election winner Fico eyes mandate, reiterates Ukraine stanceFico, who pledged during the campaign to end military aid to Ukraine, also told a news conference Slovakia has bigger problems than Ukraine...
When the AI goes haywire, bring on the humansThe AI software used by Fair Isaac Corp, a credit scoring giant, told banks to deny millions of legitimate purchases, early during the COVI...
Top 5 urgent loans for bad credit with guaranteed decisions in 2022To provide temporary relief from your financial hiccups, here are the top 5 loans for bad credit in 2022
8 best emergency loans with no credit checks for urgent same-day cashPeople with urgent requirement for same-day cash may consider these 8 best emergency loans
8 Best payday loans with no credit check: Get no credit check loans online with same-day approvalPeople who want an instant loan and also have a bad credit, can choose these 8 best payday loans with no credit check
5 best debt consolidation loans for bad credit with guaranteed decisions in 2022People with bad credit score may consider these 5 best debt consolidation loans in 2022.
Buy now, pay later loans may soon play bigger role in credit scoresThe credit-rating companies argue that reporting of on-time payments can help shoppers build a credit history. But consumer experts note th...
No credit history? No problemFinancial institutions are increasingly using phone data to gauge credit-worthiness of a consumer. However, some of the phone data could op...
FICO, Lenddo to develop credit score for IndiansIt will give lenders improved certainty around the risk assessment of people with 'thin-files' – those who don't have enough data in their ...
- Now your credit score has a value
Credit and Information Bureau of India will rollout credit scores, built on databases from various banks