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FAMILY FLOATER POLICY
How much health insurance cover do you need? Here’s the ideal cover for ₹10 lakh, ₹20 lakh, ₹30 lakh, and ₹50 lakh annual income as per expertsSoaring medical costs, with surgery expenses up 250-300%, necessitate robust health insurance. Experts advise a minimum of Rs 10-15 lakh fo...- Maternity cover in group health insurance plans: Why outdated limits leave employees paying more out of pocketOne of the biggest advantages of a group policy is the waiver of the maternity waiting period. In individual policies, maternity typically ...
- Want higher health insurance coverage through super top-up policy? HDFC Ergo, Aditya Birla, ICICI Lombard, Niva Bupa, Care plans comparedRising healthcare costs necessitate enhanced coverage beyond base policies. Super top-up plans offer this crucial protection, acting as an ...
- Are you ready to pay up to 25% higher premium for your health insurance this year? Here are the ways to reduce your premiumHealth insurance premiums in India are rising by up to 25% due to escalating healthcare costs, increased claims, and changing risk profiles...
- Should I increase my term insurance cover of Rs 75 lakh and health insurance cover of Rs 10 lakh considering inflation?ET Wealth Reader's Query: I am 38, a salaried professional earning Rs 22 lakh annually. My family includes a spouse and a 5-year-old child....
- NICU care can cost Rs 5,000-10,000 per day: Why parents should know about newborn coverage and its sub-limits in health insuranceParents buy maternity cover for delivery, but the bigger financial risk is complications after birth.
- Family floater health insurance plans can be 40–60% cheaper than individual plans, but which one works better for your family?Choosing between family floater and individual health insurance plans involves weighing shared coverage against dedicated protection. While...
- Factors to consider before getting a family floater health insurance policyYour decision to take an individual or family health plan should not be based only on cost but also on the flexibility to tailor the insura...
- Why you should not include parents in medical insurance floater policiesThe premium for family floater is based on the age of the oldest member. Hence, including elderly parents in the floater plan will mean pay...
- Insurance queries answered by Abhijeet Ghosh, Head, Health Insurance, Bajaj AllianzIf you are above 70 years of age, choose a plan with minimal waiting period that don't have disease-wise claim capping, says expert.
- Family floaters may be cheap, but are not always enoughAccording to insurance experts, these individuals are taking a calculated risk as they assume that all members of the family may not requir...
- Family floater policies in demand as healthcare costs riseThese policies allow the customer to buy a cover with a single 'floating' sum insured for, rather than buying individual covers for a famil...
- Smart things to know about family floater health policiesFamily floater health policies cover the entire family, including spouse and kids, under one plan for a specific amount. It’s a cost-effect...
- Why family floater policies offer you more for lessFamily floater policies have become popular with many, as buying a floater policy is cheaper than buying individual covers for each member ...
- Save on Health Cover Cost with a floater planAn individual plan covers only the policyholder, whereasafamilyfloatercoversthe entire family, usually comprising self, spouse and two depe...
- Why individual policies score over family floatersToday there is an increased awareness about healthcare costs and mediclaim insurance that helps mitigate the risk of such costs.
- Family floater policies: Saving on multiple premium costs is the biggest advantageThese policies are not a good fit to cover older parents as most policies have the upper limit of 60 years for such policies.
- Cannot renew family floater if the primary insured diesYou can go without a life cover. Provided you don’t have anyone financially dependent on you. However, there is no excuse for not having a ...
- ET in the classroom: Family floater policiesIt’s a well-known fact that healthcare costs are on the rise and one has to provide for it.
- Oriental Insurance launches Happy Family Floaters PolicyCountry's second largest public sector general insurer Oriental Insurance Company today launched a comprehensive health cover for family.
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