Health insurance premiums in India are rising by up to 25% due to escalating healthcare costs, increased claims, and changing risk profiles...

ET Wealth Reader's Query: I am 38, a salaried professional earning Rs 22 lakh annually. My family includes a spouse and a 5-year-old child....

Parents buy maternity cover for delivery, but the bigger financial risk is complications after birth.

When insuring senior parents, adding them to a family floater plan can significantly increase premiums due to the eldest member's age. You ...

Choosing between family floater and individual health insurance plans involves weighing shared coverage against dedicated protection. While...

A health insurance policy offers a grace period of around 30 days after the due date to make sure the policy is active.

As Corona Kavach policies have a maximum sum insured, most people were buying it as an individual cover and not family floater (as only one...

If you have a family history or if one member has an adverse health condition, buying individual health cover will help in the long run.

The goals for the couple includes saving for contingencies, child’s education and wedding, retirement, buying a house and a car.

The combined income of the couple is Rs 2.45 lakh a month and their goals include buying a car, another house, their future child’s educati...

Here's why salaried Saurav Kumar and Slagha Sreyans, 31, won't face any difficulty in meeting their long list of goals.

The premium for family floater is based on the age of the oldest member. Hence, including elderly parents in the floater plan will mean pay...

If you are above 70 years of age, choose a plan with minimal waiting period that don't have disease-wise claim capping, says expert.

The health insurance industry is seeing potential policy buyers opting for higher sum assured than they used to a year back.

You now have a third option of buying a health insurance plan that will cover not only your parents, but also in-laws, siblings and even co...

An individual plan covers only the policyholder, whereasafamilyfloatercoversthe entire family, usually comprising self, spouse and two depe...

After buying insurance products, the real challenge is keeping track of these policies and renewing them year after year on time.