How to check your credit score: A step-by-step guide to monitor your credit scoreKeeping tabs on your credit score is vital for financial well-being. The RBI mandates one free annual credit report from agencies like CIBI...
20 May, 2025, 10.06 AM IST
Missed the EMI of your loan by 1 day? It can cost you more than you thinkMissing a loan payment, even for one day, can harm your credit score. This can lead to higher interest rates on future loans. Banks may als...
15 Nov, 2024, 09.11 AM IST
CIBIL score dropped due to bank's fault: Doctor won the legal battle with Rs 2.6 lakh as damages after 7 years, lessons you can learn from thisCIBIL score: A doctor had AMEX credit card issued by a bank with credit limit of Rs 3.25 lakh. However his bank reported him as a defaulter...
19 Jun, 2024, 10.59 AM IST
Bank of Baroda car loan interest rate starts from 8.75%: Check which banks are offering lowest car loan ratesCheapest car loan interest rates: The interest rates on certain Bank of Baroda (Bank) car loans have been lowered. Now let us see what othe...
27 Feb, 2024, 01.24 PM IST
SBI home loan concession offer extended to this dateThe special campaign discount was earlier valid up to December 31, 2023. The discount is valid for all home loans, including those with fle...
03 Jan, 2024, 11.21 AM IST
Personal loan sanctions to get tougherAccording to a report by TU Cibil, default rates will move up most in personal loans and credit cards, while home loans and auto loans will...
12 Jun, 2020, 11.06 AM IST
Cibil sees Rs 2.32 lakh crore worth loans turning bad over next 12 monthsUsing its new risk ranking product, Transunion Cibil forecast that this rank, Rs 2.32 lakh crore worth loans could turn bad as they fall in...
22 Apr, 2020, 10.00 PM IST
COVID-19: Offline retailers urge FM, NBFCs to allow delays in EMI paymentsThe industry body represents 1.50 lakh mobile retailers who may be unable to pay their monthly instalments and interest towards credit card...
26 Mar, 2020, 04.52 PM IST
PSBs start giving loans based on customers’ risk profileBank of Baroda, Union Bank, Syndicate Bank roll out differential rates based on Cibil scores
10 Oct, 2019, 02.19 PM IST
MSME credit growth remains robust but CIBIL warns of possible NPA stack up: ReportThe report said the mid and large corporate segment held the biggest share of the overall credit at about 43%, with an exposure of Rs 47.5 ...
12 Apr, 2019, 07.18 AM IST
Looking to raise a loan? What constitutes a good credit score?There are chances your score may be less than 300 when you have no credit history. In this case you may want to build one.
19 May, 2018, 11.48 AM IST
Banks can check 3-year history of borrowersA next-gen algorithm enables banks to scour customer transactions to figure out which customers are under distress, and who are improving.
01 Jun, 2017, 12.36 PM IST
- Credit card business gains as defaults fall
There has been a dramatic drop in credit card defaults in the last one year, according to data compiled by the Credit Information Bureau of...
09 May, 2012, 09.13 AM IST
Banks cherry picking customers to avoid lower interest ratesA study by Cibil shows that the share of those who have taken home loans with a credit score of over 800 rose to 62% in 2011 from just abou...
30 Jan, 2012, 07.41 AM IST
- Banks are increasingly cherry-picking customers
Banks are increasingly cherry-picking customers even when it comes to secured credit like home loans, with the number of highly-rated borro...
27 Jan, 2012, 07.38 PM IST
- If you have a good credit score, bargain for a lower interest rate: Arun Thukral, MD, Cibil
The Cibil TransUnion Score has become one of the most important criteria considered by lenders while providing a loan. ET speaks to Arun Th...
10 Oct, 2011, 01.34 AM IST
- Credit scores likely to be in public domain soon
Credit Information Bureau is expected to allow individuals to access their credit scores. This will offer additional bargaining chips to cr...
06 Nov, 2007, 02.48 AM IST