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EXTERNAL BENCHMARK LINKED LOANS
Is your loan waived or just written off? The difference can wreck your credit score
₹5 lakh credit card limit but you only use ₹70k? Can unused credit help your CIBIL scoreLearn about the crucial impact of your credit card utilization ratio on your CIBIL score and recognize what a balanced ratio looks like. Un...
WhatsApp to block logins on outdated iOS and Android versions: What users need to knowWhatsApp is stepping up its game in user safety with a new server-side security protocol aimed at blocking outdated operating systems. Thos...
Rupee hits two-month low on outflows, investors await RBI outcome with hike priced inThe Indian rupee fell to its lowest point in over two months due to equity outflows. Traders are focusing on the Reserve Bank of India’s up...
Indian banks face a Q2 paradox: FCNR boosts loan growth but margins shrinkIndian banks are heading into the Q2 earnings season with strong loan growth, helped by FCNR(B) deposit inflows, but margins are likely to ...
Anup Bagchi's big test at HDFC Bank is winning back investor trustIncoming HDFC Bank CEO Anup Bagchi’s immediate task is to restore investor confidence by improving execution and governance, as the bank’s ...
AI tools suspected in Korea’s Shinhan Bank hack, Yonhap SaysAttackers probably used sophisticated AI agents to probe for vulnerabilities and gain unauthorized access to a service used by loan recruit...
RBI rate hike, FCNR(B) inflows set to boost bank margins and profitabilityIn light of anticipated increases in benchmark interest rates by the Reserve Bank of India, Mumbai's banking sector appears poised for adva...
India’s external financial health improves marginally in Q1 FY27 amid global headwindsIndia’s external financial position improved marginally in Q1 FY27, RBI data showed. External debt rose $15.4 billion to $778.2 billion, wh...
India's net claims of non-residents rise to USD 220.3 billion in June 2026: RBINet claims of non-residents on India increased significantly in the first quarter of FY26-27. The rise was driven by an increase in externa...
India’s external debt rises to $778.2 billion in June quarter: RBIIndia's total external debt rose by USD 15.4 billion to reach USD 778.2 billion by June 2026. The external debt-to-GDP ratio showed a sligh...
Bank deposit rates fall as fresh lending rates rise in AugustIn August, banks lowered the weighted average rate on fresh rupee term deposits to 5.67%. At the same time, the average lending rate on new...
Will RBI rate hikes intensify selloff in bank stocks? Analysts explain why fears may be overdoneBank shares have endured steep declines as investors brace for imminent interest rate hikes from the RBI. Some analysts suggest that the re...
Government working with ADB to create grading, rating framework for warehouses and cold chains: DPIIT Joint SecretaryDPIIT’s logistics division is also drafting guidelines for multimodal logistics parks (MMLPs).
Credit Saison diversifies into secured, expects it to be 30% of loans by FY27Credit Saison India is expanding its MSME lending portfolio by increasing secured loans, particularly in Tier 2 and Tier 3 towns. The compa...
IFC to lend $70 million to JN Port for first blue financing in maritime sectorJNPA will become the first Indian port to deploy shore power technology at scale commercially. IFC's long-term financing is expected to sup...
When Employees Are Held Accountable for AI-Generated DecisionsOrganizations are rushing to embed AI into core decisions, but frontline workers are left to explain outputs they neither created nor fully...