Searched for
EXTERNAL BENCHMARK LENDING
FX swap window may spur PSU rush for overseas loansPublic sector units like PFC, REC, and NaBFID are poised to increase their External Commercial Borrowings (ECBs) to leverage the RBI's 1.5%...
Credit cover for collateral-free education loans may be raised at inter-ministerial consultationsThe government is exploring increasing the credit guarantee cover for education loans. This move aims to allow banks to offer loans exceedi...
RBI holds repo rate, but for how long will relief for home loan borrowers continue?The RBI’s decision to keep the repo rate unchanged at 5.25% has provided relief to home loan borrowers, but rising inflation could trigger ...
Rupee rises 50 paise to 95.24 against US dollar post RBI policy decisionThe rupee strengthened significantly against the US dollar, gaining 50 paise to reach 95.24 following the RBI's liberalization of FPI inves...
Credit guarantee scheme for MFIs still stuck in low gearBanks have received an aggregate loan demand of Rs 10,000-12,500 crore under the scheme, according to people familiar with the matter. Whil...
RBI highlights strong banking sector health, says lenders can withstand severe shocksIn the fiscal year 2025-26, India's financial landscape demonstrated remarkable stability. Both banks and non-bank entities showcased solid...
Central Bank of India 'blessed' with liquidity, now we are building the capability to deploy it better: CMD Kalyan KumarCentral Bank of India is set to expand its services with new initiatives including launching credit cards and a wealth management business....
Muthoot Finance plans floating-rate bond issue of Rs 2,000 crMuthoot Finance is gearing up to secure ₹2,000 crore next week through the issuance of floating-rate bonds, which will mature in three year...
Bank of Baroda aims 10 per cent corporate growth in FY27, Rs 50,000 cr loans in pipelineBank of Baroda plans a 10 percent expansion of its corporate lending by FY27. A Rs 50,000 crore pipeline is in place, with significant dema...
SBI posts record ₹80,000 crore profit; chairman says NIM has bottomed out, eyes 13–15% loan growth in FY27State Bank of India achieved a record profit exceeding ₹80,000 crore. Despite investor concerns over net interest income and margin, Chairm...
The Gold Standard: How a Bootstrapped Company Outlasted Every Funded Rival in India’s Goldtech BoomAugmont Enterprises has quietly established India's most comprehensive gold platform. Unlike well-funded rivals that faltered, Augmont focu...
RBI rate cuts partly passed on to borrowers in FY26, lending rates fall but not fully: ReportRBI's repo rate cuts in FY26 were only partially passed on to borrowers, with lending rates declining but not matching the full policy redu...
Lowest home loan interest rates in 2026: PSU banks vs private banks; check listshome loan interest rates: The RBI's decision to maintain the repo rate at 5.25% has left borrowers questioning the impact on home loan inte...
Global Markets: Uncertain global outlook keeps investors balancing risk and opportunityMarkets start the week on a positive note as Donald Trump signals possible easing of the Iran conflict, supporting global equities. However...
Deposit rates could be headed up in a squeeze for banksAs the demand for loans skyrockets, Indian banks find themselves grappling with a challenge: enticing savers to deposit their money. For ye...
SBI lending rates March 2025: Check the latest MCLR, base rate, and home loan interest ratesThe State Bank of India (SBI) has announced unchanged marginal cost of funds-based lending rates (MCLR) for various loan tenures effective ...
ICICI Bank, PNB hike external benchmark based lending ratesICICI Bank External Benchmark Lending Rate (I-EBLR) is referenced to RBI policy repo rate with a mark-up over repo rate, ICICI Bank said in...
SBI hikes interest rates of repo rate linked home loansSBI has increased its home loan external benchmark lending rate (EBLR) to 7.05 percent, while the RLLR will be 6.65 percent +CRP. According...
SBI hikes base rate by 0.1 per centSBI has migrated to External Benchmark Lending Rate (EBLR) linked to repo rate since January 2019. There is no change in EBLR rate and this...
Bank of India slashes external benchmark lending rate by 75 bpsThe lender's external benchmark lending rate is linked to the RBI's repo rate, which was reduced by 75 bps to 4.40 per cent on March 27.